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Williams and Fudge Inc


300 Chatham Ave
Rock Hill, SC 29730-4986

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Williams and Fudge Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Travis S. on August 12, 2015 at 10:21 pm

      Williams and Fudge Inc’s phone calls are harassing. I asked Williams and Fudge Inc for validation. Williams and Fudge Inc said they don\’t mail such things.

    2. Carol on September 28, 2016 at 4:36 pm

      Apparently I had an outstanding student loan, was not married when I went to school. He called MY HUSBAND asking for payment!!! We had just gotten married, I asked him how he got my husbands number as he is not on loan or anything for that matter, he told me “he researched” to my that is kinda like HIPPA how can he call my husband who is not on loan and different last name than what was on loan and request money. I still feel like I was scammed as I still have a loan with this school that I am paying in almost the same amount as the other one!…..

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