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Williams Alexander and Associates Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Kendra B. on March 28, 2015 at 10:03 pm

      Williams, Alexander and Associates refuses to reach an agreement with me to settle the balance of what I owe on a gym membership. Williams, Alexander and Associates wants me to pay four times what I owed to the gym when my account charged off. I think what Williams, Alexander and Associates is doing is illegal because the contract I signed does not entitle them to this much money.

    2. Gina K. on May 13, 2015 at 9:22 pm

      Williams, Alexander & Associates will report your medical bills on your credit report. Then, Williams, Alexander & Associates will call you from this phone number: 5155287933.

    3. Molly H. on August 9, 2015 at 8:50 pm

      Williams Alexander and Associates Inc is collecting on an old gym membership. Williams Alexander and Associates Inc is trying to get me for almost twice what I owed.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.