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Wilber and Associates PC

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Wilber and Associates PC is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 5 Comments

    1. Dana on July 23, 2015 at 3:07 pm

      Calling me multiple times, threatening to suspend my license. When i called their bluff, the lady went off, threatened me again about my license and then hung up on me. All this because I was involved in an accident that was not my fault. The insurance company paid my claim, I got my car fixed, and now they trying to collect the repairs for the girls car that ran into me.

    2. A on August 1, 2015 at 5:16 pm

      I received a call from this company this week. They said I owed money to USAA. I asked them why I hadn’t received something in the mail, then I asked them why I hadn’t heard from the motor vehicle administration for my state. They said they never even heard of them. I contacted the MVA and they had no record of information about me being in the accident. I also called USAA and they also informed me they have no affiliation with this company. They were very rude when they called me. Yelling and screaming. I asked to speak to a supervisor they said there wasn’t one.

    3. Gina P. on August 8, 2015 at 10:04 pm

      Wilber and Associates PC sent me a letter accusing me of having a debt. Wilber and Associates PC is allegedly collecting for some car accident. By Wilber and Associates PC’s own account, this accident involved two cars, neither of which is or was mine.

    4. Brenda on November 10, 2016 at 7:46 pm

      this company called me about an accident i had 9 MONTHS ago. yes, i was at fault. i was driving in my mothers car. she had insurnace but i was not on it. I received a letter from a different company months ago stating i owed $7,000. they only sent one letter and never harassed me. Now suddenly W&A is calling me telling me that they’re going to suspend my Florida Drivers license if i don’t pay $12,000. and if i don’t agree to pay it monthly starting this month, that they would make me pay it all at once. the person i spoke to was very rude and hanged up multiple times. he said I’m responsible for paying the other persons damages, their rental car, and medical bills. on Behalf of USAA.

    5. b on April 17, 2017 at 3:56 pm

      Very rude lady named Alley. Said she is the only one there in this big entire office to speak with. She is curt, very rude and will not give you time to speak plus continues to talk over you. If you feel you do not owe the money, call their bluff and deal directly with the Dept of Licensing.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.