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Verizon Communications Inc

Address:

Contact Them:

http://wptiger.com

Verizon Communications Inc is a company that provides phone services. Many Americans like you are being contacted by collection agencies hired by Verizon Communications Inc who are trying to get payments on defaulted accounts. Even though you may owe a debt to Verizon Communications Inc or the collection agency it hired, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Verizon Communications Inc account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

  • 2 Comments

    1. Christina C. on April 28, 2015 at 7:18 am

      Yesterday I was checking my credit report and I saw that Verizon Communications Inc placed on my credit report an account for collection, for an account I closed. I closed my account because I moved to a new location where Verizon Communications Inc does not have service. I called Verizon Communications Inc and they told me that they had a balance due on my account after they sent me a final bill. But after I paid my final bill I have never received any additional bill in the mail, nor even got a collection letter. Then Verizon Communications Inc said that they could not do anything to help me and that I had to call IC System, their collection agency. I called IC System and they said that I had to pay them the amount due to them, not Verizon Communications Inc. Also they told me that they cannot remove anything from the credit report and I have to contact Verizon Communications Inc. I would really like to have this resolved ASAP since I’m in the process of purchasing a new home and this had really lowered my credit score.

    2. [anonymous] on June 10, 2015 at 11:02 pm

      On my credit report I found Verizon Communications Inc had several derogatory accounts listed Several of these alleged Verizon Communications Inc accounts claim to be accounts opened the same day in 2009. I was using an AT and T cell phone as only phone service when these Verizon Communications Inc phones were allegedly opened.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.