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Velocity Investigative Recovery Company LLC

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Rex W. on April 1, 2015 at 11:03 pm

      I keep getting threatening and nasty phone calls from Velocity Investigative Recovery Company. Now I am getting letters from Velocity Investigative Recovery Company stating that I owe $2,441.00. The collection letter says this debt is over ten years old.

    2. Jeff S. on May 17, 2015 at 8:54 pm

      Velocity Investigative Recovery Company just called me saying i owed $1,000.00 in pay day loans. I’ve never had a payday loan. Velocity Investigative Recovery Company said they were going to take me to court and all kinds of stuff trying to scare me. I told Velocity Investigative Recovery Company that it must be identity theft. Velocity Investigative Recovery Company told me I had to call them back today with payment or they were going to serve me with a court summons.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.