When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Vance and Huffman LLC


55 Monette Pkwy #100
Smithfield, VA 23430

Contact Them:

(855) 206-6697

Vance and Huffman LLC

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. kim ngưu nam hợp với cung nào on November 9, 2020 at 7:28 pm

      … [Trackback]

      […] Here you can find 34731 additional Info on that Topic: […]

    2. cung thiên bình hợp với cung nào on November 11, 2020 at 7:51 pm

      … [Trackback]

      […] Information on that Topic: […]

    3. Digital transformation solutions on November 18, 2020 at 1:12 pm

      … [Trackback]

      […] Read More on that Topic: […]

    4. Functional testing as a service on November 27, 2020 at 12:46 am

      … [Trackback]

      […] Find More on that Topic: […]

    5. devops consulting services on November 27, 2020 at 8:42 pm

      … [Trackback]

      […] Read More on on that Topic: […]

    6. dumps credit card on November 29, 2020 at 10:08 am

      … [Trackback]

      […] Information on that Topic: […]

    7. payday loans in nc on April 15, 2021 at 4:50 am

      If yօu wish forr to take much from this paragraph then you have tօ apply such techniques to your ѡon webpage.

      Takke a look at my site; payday loans in nc

    8. Tinder dating site on May 6, 2021 at 6:14 am

      Tinder dating site
      dating app , tinder sign up

    9. tinder openers for hookups on May 16, 2021 at 12:25 am

      tinder openers for hookups

      Vance and Huffman LLC Harassment & Complaints | Fair Debt Lawyers

    10. lovoo status tipps on May 17, 2021 at 9:46 am

      erfahrungen lovoo app lovoo anmelden ohne facebook

    11. free online dating sites in germany on May 19, 2021 at 11:35 am

      badoo free dating site

    12. us dating free site on May 20, 2021 at 5:51 am

      free online dating in minnesota

    13. philippines dating sites totally free on May 20, 2021 at 6:48 am

      recommended free dating sites

    14. dating games for kids online for free on May 20, 2021 at 10:17 am

      best free christian online dating
      free married dating

    15. totally free adult dating site on May 20, 2021 at 10:29 am

      adult dating simulator
      texas adult dating

    16. free dating sites search on May 20, 2021 at 10:30 am

      free online dating websites for hooking up

    17. best free dating sites for seniors on May 26, 2021 at 2:37 pm

      free dating site in france

    18. online dating site with free chat on June 1, 2021 at 10:02 am

      nerd dating sites free

    19. free games dating sites on June 1, 2021 at 2:58 pm

      free video dating sites

    20. casual dating free on June 1, 2021 at 3:07 pm

      best free south african dating site

    21. best free dating sites for hookups on June 1, 2021 at 5:00 pm

      lds online dating free

    22. free sex online dating on June 16, 2021 at 11:23 am

      Seriously….this is a handy web page.

    23. Online dating on June 17, 2021 at 12:08 pm

      Keep up the spectacular work !! Lovin’ it!

    24. evan rachel wood dating on June 21, 2021 at 3:09 pm

      Hey there, good web page you possess going here.

    25. online dating tips on June 21, 2021 at 5:54 pm

      Truly, such a good website.

    26. list of best free dating sites in canada on June 24, 2021 at 7:29 am

      dating sites for 20 year olds free

    27. keto diet before and after pics on June 24, 2021 at 8:32 pm

      You’re a very helpful web site; could not
      make it without ya!

    28. peanut butter on keto diet on June 24, 2021 at 9:13 pm

      With thanks! It is definitely an incredible webpage.

    29. Keto diet on June 24, 2021 at 11:48 pm

      I appreciate the information on your website.

    30. keto avocado recipes on July 6, 2021 at 8:56 am

      keto pancake mix

    31. usa gay dating site on August 9, 2021 at 1:00 pm

      gay interacial dating

    32. gay asian white dating on August 10, 2021 at 12:04 pm

      gay white dating

    33. speed dating for gay guys on August 10, 2021 at 3:51 pm

      free gay chub dating

    34. chubbies gay dating on August 10, 2021 at 8:31 pm

      gay slave and master dating

    35. books gay dating on September 1, 2021 at 11:16 am

      gay dating in wales

    36. facial deformity gay dating on September 8, 2021 at 12:07 pm

      gay asian hard dating

    37. all gay dating online on September 9, 2021 at 8:59 am

    38. gay dating sites online on September 10, 2021 at 12:30 pm

      gay dating sites windows tablet

    39. single gay fathers dating on September 10, 2021 at 7:46 pm

      collar me gay dating site

    40. gay bear teen dating on September 11, 2021 at 9:22 am

      gay geek dating

    41. on September 19, 2021 at 8:29 pm

    42. Консультация у психолога on September 22, 2021 at 1:52 pm

      Консультация психолога в Киеве Консультация у психолога
      Психотерапия онлайн! Заказать консультацию психолога.
      Консультация у психолога.
      Услуги аналитического
      психолога, психотерапевта. Профессиональные психологи.
      Психолог Онлайн.

    43. Психолог Тайма on September 22, 2021 at 2:35 pm

    44. write an analysis essay on September 28, 2021 at 12:37 pm

      writing an essay about yourself

    45. focus on writing paragraphs and essays on September 28, 2021 at 12:45 pm

      essay paper writing services

    46. Вы можете смотреть Фильмы совершенно бесплатно Игра в кальмара 1 серия смотреть онлайн смотреть
      фильмы 2021 онлайн бесплатно в хорошем качестве вместе с нами.

    47. best essay writing on October 11, 2021 at 4:17 pm

      writing college essays

    48. write that essay on October 12, 2021 at 6:14 am

      writing an essay about yourself

    49. write an analysis essay on October 14, 2021 at 3:11 am

      great writing 4 great essays

    50. easy essay writing on October 14, 2021 at 1:37 pm

      how write an essay

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.