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Van Ru Credit Corporation

Address:

1350 E. Touhy Ave., Suite 300E
Des Plaines, IL 60018-3342

11745 W Bradley Rd
Milwaukee, WI 53224-2531

Contact Them:

800-468-2678
888-337-8331
877-405-3189
800-723-1300
414-359-9252

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Van Ru Credit Corporation is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 59 Comments

    1. [anonymous] on June 8, 2015 at 9:44 pm

      Van Ru Credit Corporation is very rude and insensitive. I don’t even owe Van Ru Credit Corporation any money. Van Ru Credit Corporation are complete idiots. I recommend you save Van Ru Credit Corporation’s messages on your machine and play them for an attorney.



    2. Arlene J. on July 26, 2015 at 10:18 pm

      Van Ru Credit Corporation is trying to collect on an old credit card of mine which was discharged in my bankruptcy. Van Ru Credit Corporation contacts me and harasses me. My lawyer has written a letter to Van Ru Credit Corporation but they continue to attempt to collect this alleged debt.



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