When debt collectors cross the line, our attorneys can help.

Get a Free Case Review



255 Great Arrow Ave. St# 18
Buffalo, NY 14207

Contact Them:

(716) 877-1421

premium wordpress themes

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Cheap Online Morphine for sale on September 25, 2020 at 2:26 am

      … [Trackback]

      […] Read More on on that Topic: […]

    2. immediate edge review on September 29, 2020 at 11:00 am

      … [Trackback]

      […] There you can find 63463 more Info to that Topic: […]

    3. bitcoin reddit daily on September 29, 2020 at 10:29 pm

      … [Trackback]

      […] Find More to that Topic: […]

    4. Wayne Kerr on September 30, 2020 at 9:20 am

      … [Trackback]

      […] Find More Information here to that Topic: […]

    5. Microsoft Azure Devops on November 18, 2020 at 1:42 pm

      … [Trackback]

      […] Read More on on that Topic: […]

    6. valid cvv shop on November 27, 2020 at 4:31 pm

      … [Trackback]

      […] Info on that Topic: […]

    7. replica omega watches on January 14, 2021 at 3:07 am

      … [Trackback]

      […] Info to that Topic: […]

    8. Chauvet SCAN LED 200 manuals on January 23, 2021 at 2:12 am

      … [Trackback]

      […] Here you can find 61195 more Information to that Topic: […]

    9. Energy Plans on February 18, 2021 at 6:14 pm

      … [Trackback]

      […] Read More on to that Topic: […]

    10. realistic sex dolls on April 2, 2021 at 11:32 am

      … [Trackback]

      […] Find More Information here to that Topic: […]

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.