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Universal Accounts Inc


690 E Green St
Pasadena, CA 91101-2142

Contact Them:

Phone: (626) 356-7900
Fax: (626) 356-7975

Universal Accounts Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Leigh W. on August 9, 2015 at 8:44 pm

      I asked Universal Accounts Inc for validation of my alleged debt. Universal Accounts Inc told me that since they are a collection agency, they don’t have to provide validation. I believe Universal Accounts Inc is violating the Fair Debt Collection Practices Act.

    2. Jessica G. on August 23, 2019 at 3:19 pm

      I asked for a copy of all the dept I paid for my medical bill when I was finished and they said they would mail it and never did.
      I called again and asked for an email and never received it.
      I hope it was not a scam but I also believe it is violating the Fair Debt Collection practices act.

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