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Unifin Inc

Address:

8930 Gross Point Rd Ste LL300
Skokie, IL 60077-1854

Contact Them:

Phone: (888) 572-3987
Fax: (847) 966-0583

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Unifin Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 30 Comments

    1. Latanya Richardson on March 13, 2016 at 4:54 pm

      They called several times a day & never left a message. When I called back, the customer service rep wanted me to verify personal information which I NO longer do since my first husband gave out my SS# to anyone who asked during our divorce. They refused to tell me the name of the company so I assumed the calls were phishing calls or scams for cash. I goggled the number on my phone & found the company name & the fact that they are debt collectors but they never gave me any useful information so I simply blocked their number.



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