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Transfinancial Companies Inc


PO Box 406
Baton Rouge, LA 70821-0406

Contact Them:

Phone: (225) 767-5055
Fax: (504) 343-7202

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to inform any third party that you owe a debt. This includes family, friends, and/or co-workers.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Anonymous on March 27, 2022 at 11:29 am

      My suspicion is there is a “minority power movement” link and the state of New Mexico in terms of how they handle debts involving white residents in the state. I feel Western New Mexico University in Silver City, New Mexico is part of that mafia-like network involving a “minority” mindset, even though whites often are the actual minorities. WNMU hires Transfinancial Company, Inc (TCI) to handle its collections. However, I feel the college business cashier’s office that handles student accounts is using cut-throat, under the table collections activities which might or might not be an extension of TCI’s activities. I feel these activities are mafia-like and use their contacts through the policing system in the state, even though a debt is not immediately a police matter. I feel the minority power movement in New Mexico sees the entire state as “us” against “them” – us being Hispanics, Latinos, Chicanos, Native Americans and small but growing number of other minorities like African Americans and Asians. However, I feel the primary mindset is that of the Hispanics in this regard, and that they see it as an Old Spain/Mexico issue in history before the USA took on part of Mexico’s previous lands. The idea is that the Hispanics work outside the American system when they choose, pretending America’s laws don’t exist. Then, when they need America’s punitive systems, they use that, as well. In other words, I feel Western New Mexico University out of Silver City uses a cut-throat Hispanic shadow government operation to retaliate against anglos who have debt with them, because they see that as an affront to the Hispanic/Old Mexico-Spain “country.” I feel this retaliation goes after a person’s stuff, like vandalizing a car and taking things and fraud. It also includes saying bad things about the person owing the debt to whoever the person comes in contact with, but it is kept secret from that person because they are scaring the public about the person, perhaps making up stories the person is suspicious, possibly dangerous, being investigated for something serious, about to be arrested, etc. THis is why the public never tells the person what is being said about them. I feel Western New Mexico University has people who work there and/or who are connected to them doing this over and to me, and that it has been going on a long time. I think TCI is connected to this bad behavior and evasiveness in some way. I learned about the collections debt just recently, it apparently was sent to TCI in 9/2021, I never received any notices, likely because of an old address with the school. I think WNMU has contacts with the FPD, Farmington Police Department, the city in which I live, and I felt stalked with control games and stonewalling when I call FPD for help. I feel there is a “don” involved in controlling and overseeing my calls and activities, that he himself is a criminal, and that he is either a Hispanic or Navajo/Native American Hispanic detective in FPD or a related Farmington agency, or that he is a cartel member who has access to their system in some way. A lot of what I pick up is through psychic intuition, and the police departments and WNMU do know this, some people believe me, others likely feel this is rot to distract from a debt or that I am nuts. I realize we cannot do anything based on psychic intuition, as we need evidence, but sometimes people who also have psychic intuition or believe in it can sense the possible truth in what I am saying and go ahead and do some checking. Even if attorneys are out of state, they often have contacts in another state. New Mexico is a high risk state with a lot of corruption. The state’s various departments have experienced a lot of lawsuits, and the shadow government is likely desperate for money, willing to take extra risks to go after outstanding debt. But it is not just a debt issue for this anti-American group – it is also an ethnic pride/finance issue. They feel they have a right to run operations outside of the legitimate American system, but to use the system when it benefits them (like to go after a person owing a debt in the courts). Using police officers as a long extending arm for a debt to the college is probably illegal. I feel there are members of the Farmington police, as part of that ethnic group cohesion, who have been invading every part of my life, when I go to stores, including grocery stores, what I buy, how much I spend, I feel they take photos when I step out of the stores to show what I have in my hands, I feel they make contact with head cashiers and store managers. Part of this is retaliation for complaining about reverse racism in the grocery stores in terms of only seeing “brown” in Farmington when Farmington used to be mixed race including whites. There seems to have been a rapid takeover of the town in less then a decade involving Navajo Native Americans and Hispanics. I have asked the stores to not use Navajo preference in their hiring practices. I am sure this is one of the reasons behind the retaliation in heavy-handed surveillance and rumor-spreading. I do not have proof they are doing this, I pick up the vibes and have psychic impressions this is going on. I feel a major part of the stalking is linked to Western New Mexico University and possibly TCI’s heavy-handed approach to dominate a person owing a debt. I feel TCI might be advising WNMU to take a heavy hand with me. I feel we should investigate all large corporations in the USA as to their connections to China or Russia. TCI is no exception. I have tried to discover whether TCI has dealings with China or offices there, but am not finding this information immediately. Because of China’s ongoing connection to debt in the USA as a whole, and to many other countries in the world, this should be one of the first things we ask ourselves. This includes looking for links between the minority power movement and China, because China is actively involved in trying to control and influence civil rights in the United States. We also should look for links between Hispanic and Latino cartels and debt collections activities in the USA. TCI’s collections phone answerers all sounded like possible immigrants. We also should look for links between China and Hispanic/Latin American cartels in terms of combined activities, whether in debt collections or anything else inside the USA or in terms of servicing the United States in business relations. TCI has had many lawsuits for unfair practices, but we are not seeing much input on background information about the company’s current connections, extended business operations into other arenas, and signs of mafia and/or international activity.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.