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TL Thompson and Associates Inc

Address:

330 Oaks Trl Ste 200
Garland, TX 75043-4083

Contact Them:

Phone: (972) 226-1010
Fax: (972) 226-1402

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to tell you that you have committed a crime.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 6 Comments

    1. Ed R. on August 17, 2015 at 9:22 pm

      TL Thompson and Associates Inc said they would take my driver’s license. TL Thompson and Associates Inc said they would send out a bounty hunter. TL Thompson and Associates Inc are rude and harassing and threatening.

      • Laketa Howard on August 6, 2018 at 5:49 pm

        My daughter got into a wreck a year ago and the car was in my name well I just got a letter today saying she owe 13,710.00 for a door cause that’s the only thang that was messed up so now they talking about taking my driver license

    2. Juan on October 2, 2015 at 5:36 pm

      They told me that my license and mothers would be suspended.

      • Laketa Howard on August 6, 2018 at 5:52 pm

        My daughter go into a wreck a year ago the car was in my name I got a letter today saying that she owe 13,710 and they need it in cash also they said they sent a letter to have our drivers license suspended did they take y’alls

    3. Aaron Browne on September 1, 2016 at 3:21 pm

      Called to collect a debt from an accident I was never liable for. When I mentioned that, She said she had the police report and that the insurance company had more than enough evidence to prove I was at fault. When I pointed out police were never called, and there is no report, she got hostel, threatened me with litigation, then hung up.

    4. Laketa Howard on August 6, 2018 at 5:54 pm

      My daughter got into a accident a year ago the car was in my name I never heard from anybody got a letter today saying she owe 13,710.00 only thang was messed up was a door the letter also say that they going to get our driver license suspended and I have to pay the money in cash

    5. Tj on September 24, 2018 at 11:38 am

      These so called human beings are extremely rude and insulting the second you get on the phone with them. You try to find out information and receive nothing but lack of professionalism. They tell and threated you and move on to complete harrassment. I called the state of Illinois to report them and the state chuckled and said they dont like dealing with them either. I initially spoke with Anna Pearson who was acting like a psycho and then called back to talk to a supervisor after the state advised me to and he acted the same way she did. I have requested to work with a different company as they are not trustworthy and simply pathetic in the way they conduct their so called business. Avoid them at all costs and do not trust them. All the reports online about them and also hearing about them from the State of Illinois should tell you something!!!

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.