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Time Warner Cable

April 24, 2015 | Brent Vullings |

Address:

400 Riverfront Dr
Reading PA 19602-2600

Contact Them:

800-892-4357

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Time Warner Cable is a company that offers a wide array of internet, telephone, and cable television options. Many Americans like you are being contacted by collection agencies hired by Time Warner Cable who are trying to get payments on defaulted accounts. Even though you may owe a debt to Time Warner Cable or the collection agency it hired, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Time Warner Cable account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

    • 1 Comment

    1. Allen D. on April 26, 2015 at 10:00 pm

      I’ve been working to get a $600 collection removed from credit report from Time Warner Cable. It is now with Collection Bureau of America (CBA). I sent CBA a request for validation. They didn’t respond. I then decided to call Time Warner Cable to see if they could help. Time Warner Cable said that if I went into a payment office and paid in full to Time Warner they could have it removed from my credit report.



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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.