CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

TGA LLC

Address:

East Hanover, NJ 07936-2407

Contact Them:

(973) 884-9161

map-embed.com

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 47 Comments

    1. Brent T. on March 23, 2015 at 8:57 pm

      TGA continues to call me after I have requested they no longer do so. I have filed multiple complaints with TGA and sent several certified letters asking them to cease and desist with the calls. They won’t stop. Now I just want to sue them.



    2. Sabrina G. on May 7, 2015 at 10:36 pm

      If TGA starts with you, just go bankrupt. TGA will push you to that point.



    3. Judith L. on July 29, 2015 at 11:04 pm

      TGA LLC calls from 6312618800. TGA LLC does not leave a voice mail but calls frequently.



    4. de on May 8, 2021 at 12:17 am

      de



    5. edu on May 9, 2021 at 5:19 am

      edu



    6. de on May 9, 2021 at 8:31 pm

      de



    7. singapore gay dating site on August 2, 2021 at 9:18 am

      Great looking web site. Presume you did a bunch of
      your own html coding. https://gaydatingzz.com/



    8. Хьюман Дизайн on October 4, 2021 at 3:26 pm

      Хьюман Дизайн Дизайн человека Возврат Сатурна хьюман дизайн человека



    9. игра в кальмара на русском онлайн.
      игра в кальмара на русском онлайн смотреть сериал.

      игра в кальмара на русском онлайн сериал 2021 онлайн в высоком качестве



    10. Земли беззакония 7 серия on October 18, 2021 at 5:57 pm

      Сериал Земли беззакония 7 серия.
      Земли беззакония 7 серия турецкий сериал.



    11. Смотреть лучшие фильмы онлайн бесплатно Кріпосна 3 сезон 1 серія всі серії что посмотреть: лучшие фильмы 2021 года.



    12. kpop gay dating rumors on October 31, 2021 at 7:33 pm

      Thanks intended for providing this kind of well put together written content. https://freegaychatnew.com/



    13. help writing college essays on November 4, 2021 at 2:42 am

      Thanks extremely handy. Will share site with my pals. https://checkyouressay.com/



    14. what to write my college essay about on November 4, 2021 at 6:47 am

      You’ve got possibly the best online sites. https://essayprepworkshop.com/



    15. online casino no deposit codes on November 6, 2021 at 12:34 am

      Passion the website– extremely user pleasant and great
      deals to see! https://casinogamesmachines.com/



    16. why umich essay on November 12, 2021 at 11:59 am

      Maintain the good work and generating the group! http://multiessay.com/



    17. customizable sex games on November 18, 2021 at 1:52 am

      Love the site– really user pleasant and great deals to see! https://sexygamess.com/



    18. carrots on keto diet on November 18, 2021 at 10:48 pm

      Wow, stunning site. Thnx … https://ketogendiet.net/



    19. free downloadable furry sex games reddit. on November 19, 2021 at 12:04 am

      Hi, excellent web page you have got right now. https://sex4games.com/



    20. gigi sex games cancun on November 19, 2021 at 12:26 am

      Thanks a lot for sharing your cool web site. https://sexgamesx.net/



    21. is keto diet good for diabetics on November 19, 2021 at 2:38 pm

      Thanks intended for offering these types of superior articles. https://ketogenicdiets.net/



    22. keto peanut butter cookies on November 20, 2021 at 5:51 am

      You’re a really valuable website; couldn’t make it
      without ya! https://ketogenicdietinfo.com/



    23. keto chicken cordon bleu on November 20, 2021 at 2:14 pm

      Great internet site! It looks really good! Keep up
      the good job! https://ketogendiets.com/



    24. free vpn google chrome on December 11, 2021 at 9:47 pm

      Thanks extremely valuable. Will share website with my good friends. https://windowsvpns.com/



    25. critical thinking techniques on December 13, 2021 at 1:01 am

      Wow, gorgeous site. Thnx … https://criticalthinkinginstitute.com/



    26. immigration essay on December 13, 2021 at 7:53 am

      Thanks a ton! This a impressive web page. https://yoursuperessay.com/



    27. free vpn for streaming on December 13, 2021 at 9:56 am

      Much thanks! It is an terrific web page. https://vpnshroud.com/



    28. reflective essay on writing on December 16, 2021 at 6:44 am

      Many thanks, this site is very handy. https://topessayswriter.com/



    29. windscribe vpn on December 16, 2021 at 11:09 am

      Great website! It looks extremely expert! Keep up the great work! https://choosevpn.net/



    30. critical thinking comic on December 16, 2021 at 12:19 pm

      Awesome internet site you have got here. https://criticalthinkingbasics.com/



    31. website that writes essays on December 16, 2021 at 8:15 pm

      You’re a really valuable website; couldn’t make it without ya! https://howtowriteessaytips.com/



    32. vpn configuration windows free on December 17, 2021 at 6:26 pm

      Really desired to express Now i’m pleased I happened
      in your web site! https://vpn4torrents.com/



    33. buy vpn subscription on December 21, 2021 at 12:57 pm

      Passion the website– extremely user friendly and great deals
      to see! https://thebestvpnpro.com/



    34. 1st avenue chat gay on December 21, 2021 at 3:33 pm

      You’ve gotten very well thing right. https://bjsgaychatroom.info/



    35. free gay sex chat on December 28, 2021 at 11:53 pm

      Love the website– really individual pleasant and great deals to see! https://gaypridee.com/



    36. online casino pennsylvania on January 5, 2022 at 5:12 pm

      Unbelievably user friendly website. Immense information offered
      on few clicks on. online casino pennsylvania



    37. gay mature dating on January 11, 2022 at 2:15 pm

      interracial dating gay dating gay macho weho gay dating service worcester ma gay mature dating



    38. sugar daddy gay dating app on January 12, 2022 at 7:56 am

      the gay dating sitesugar daddy gay dating appnames.of gay dating sites gay indiana online dating sites gayprideusa.com



    39. college essay samples on January 12, 2022 at 8:12 am

      stanford roommate essay examples of heroism essay comic
      sans for essay college essay samples



    40. blind side essay on January 13, 2022 at 5:47 pm

      biographical essay outline essay revelation o connor outline for
      an essay blind side essay



    41. young gay boys looking for daddies dating on January 14, 2022 at 6:53 am

      what’s the best site for finding a gay dating
      site for women bareback gay men dating where can a hungry gay bottom find a top dating young gay boys looking for daddies dating



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.