When debt collectors cross the line, our attorneys can help.

Get a Free Case Review



3701 Wayzata Blvd
Minneapolis, MN 55416-3401

Contact Them:

(612) 307-8622


Target is a company that offers groceries and furniture for retail sale. Many Americans like you are being contacted by collection agencies hired by Target who are trying to get payments on defaulted accounts. Even though you may owe a debt to Target or the collection agency it hired, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Target account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.


    1. Roxanne T. on April 26, 2015 at 9:59 pm

      I received a letter stating that Target is not able to proceed with processing my credit card application as my Identity cannot be verified. When I called, I was told that Equifax reported that my social security number was not reported as a valid social security number. But, I am seeing two hard inquiries on my Equifax report from Target. I called up Equifax and was told that the report states – “inquiry SSN has never been issued or was issued after June 2011.”

    2. Drew F. on June 10, 2015 at 10:58 pm

      I went to a Target store and my total was around $41. The cashier discussed getting a new red card with all these benefits like taking advantage of future discounts on sale items at Target. I got an invoice months later from Target and the bill was $76. I called Target’s home office and was told that if I would pay the initial purchase the late fee charge would be waived. I paid the $41 and cut up the Target credit card. Months later I get an invoice from Target for $111. I call again and am told by Target that they will increase the bill every month until I pay.

    3. Pinballs for Sale Online on October 9, 2020 at 8:48 pm

      … [Trackback]

      […] Read More to that Topic: […]

    4. buy Glocks online on October 14, 2020 at 3:29 pm

      … [Trackback]

      […] Read More on on that Topic: […]

    5. mơ vợ chồng cãi nhau đánh con gì on November 7, 2020 at 7:40 pm

      … [Trackback]

      […] Read More on to that Topic: […]

    6. Intelligent Automation Solutions on November 13, 2020 at 3:53 pm

      … [Trackback]

      […] Information to that Topic: […]

    7. fake breitling watches website on November 16, 2020 at 5:24 am

      … [Trackback]

      […] Find More on that Topic: […]

    8. Digital transformation services on November 27, 2020 at 3:45 am

      … [Trackback]

      […] There you will find 44859 more Information to that Topic: […]

    9. Regression Testing on November 28, 2020 at 12:49 pm

      … [Trackback]

      […] Read More to that Topic: […]

    10. tbc oil on December 7, 2020 at 7:29 am

      … [Trackback]

      […] Find More Info here on that Topic: […]

    11. 724 area code tinder on May 16, 2021 at 4:08 am

      724 area code tinder

      Target Disputes & Complaints | Fair Debt Lawyers

    12. lovoo icebreaker nachrichten on May 18, 2021 at 3:33 pm

      lovoo vip ios erste nachricht lovoo

    13. 100 free online dating on May 19, 2021 at 12:21 pm

      are there any dating sites that are actually free

    14. free online dating site for 50 on May 20, 2021 at 6:08 am

      dating games for teenagers online free

    15. uk dating sites 100% free on May 20, 2021 at 7:03 am

      catholic dating sites for free

    16. free dating poland on May 20, 2021 at 10:15 am

      free kisses dating

    17. sim dating games free online on May 20, 2021 at 10:40 am

      college dating sites free
      free dating sites in singapore

    18. best free adult dating sites on May 20, 2021 at 10:57 am

      adult dating women net
      adult dating sex imulator

    19. catholic singles free dating on May 26, 2021 at 7:36 pm

      free dating free email

    20. free dating and chating sites on June 1, 2021 at 9:12 am

      military dating websites free

    21. free twink dating in albany on June 1, 2021 at 9:54 am

      black christian dating for free com

    22. single parent dating free

    23. dating free online games

    24. on June 16, 2021 at 11:36 am

      Love the website– extremely user pleasant and great deals to see!

    25. on June 17, 2021 at 10:12 am

      Your info is rather intriguing.

    26. carbon dating accuracy on June 21, 2021 at 12:27 pm

      You have got the most effective internet sites.

    27. dating game serial killer on June 21, 2021 at 5:59 pm

      thnx for sharing this cool web-site.

    28. kendall jenner dating on June 21, 2021 at 10:56 pm

      I benefit from reading through your websites. Regards!

    29. keto diet for dummies on June 24, 2021 at 6:02 pm

      Incredibly individual pleasant site. Immense details offered on couple of clicks.

    30. low carb diet not keto on June 25, 2021 at 3:30 am

      I love perusing your websites. thnx!

    31. keto diet free on July 6, 2021 at 11:18 am

      how much weight loss on keto diet

    32. lawyer articles on July 31, 2021 at 11:54 pm

      Your style is very unique cpmpared too other folks I have read stuff from.
      I appreciate you for posting when you’ve
      got the opportunity, Guess I’ll just book mark this blog.

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.