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Sunrise Credit Services Inc

Address:

260 Airport Plaza Boulevard
Farmingdale, NY 11735-3946

Contact Them:

800-208-8565
800-645-6898 (phone)
631-501-8500 (phone)
631-501-8531 (fax)
800-645-9824 (phone)
631-501-8535 (fax)
800-208-8565 (phone)
631-501-8529 (fax)

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 6 Comments

    1. Jeff Cox on February 12, 2015 at 2:44 pm

      We have upright credit and pay our bills. So, when I had a debt collection notice on an ATT bill, I called the Collection Agency to get verification of the debt or an explanation. They couldn’t provide it. But they held me hostage with the danger of marking my credit. They offered a lesser amount for me to pay to make it go away. I thought about it for a moment for expediency sake, but my justice gene said, “No. Let me sleep on it.” The collection agency rep said, “Sweet dreams.”

      When I hung up I searched the internet and found Vullings Law group. Dubious by nature, I wasn’t entirely trusting of a law firm that I found online advertising to help those with credit problems. But here is the short of it:

      Vullings and Jacqui T., his paralegal, handled me via email professionally. Everything she said to do, I did promptly. In the end, instead of owing $180 to Sunrise, I just received a settlement check from Sunrise in the mail and I have my credit protected. Tonight, I’m having “sweet dreams.”

      Jeff C. – Norwalk, CA

    2. Ramiro G. on March 3, 2015 at 12:47 pm

      Sunrise Credit Services, Inc. contacted my previous employer multiple times trying to get information on me. A family member that works at my previous job received a message that these people need to contact me they made it seem like I would be arrested if I did not call them back. My wife calls and they tell her they are collection law firm collecting a debt for HSBC bank on a credit card issued 2006. They claimed the balance due is $10434 and we had 10 days to respond. We didnt know of any balance due so she said she would research this and call them back. We looked on my credit report and found Sunrise Credit Services, with an original debt of 135.00 from Orchard Bank. When I called back they said they could not take the original balance that my account balance was now $2447.49! They were pressuring me to pay the amount today or I would be sued. I tried explaining to them I did not have that kind of money in the bank if I could pay 700 and consider it closed. they said no the lowest they could take is 1000. I then go back to my wife and try to figure out how we can pay this off and get rid of the debt. I explain to MR Charles Wright that all i could do is pay 200 today and the rest at the end of the month. He said that would not suffice my account. Is what their doing legal? Can they call a previous employer harrasing them and prying for my information? I dont want to payout money I dont really owe. Please help.

    3. Perry C. on April 3, 2015 at 11:29 pm

      I was contacted by Sunrise Credit Services. Sunrise Credit Services told me twice that they are not obligated to validate debts. Sunrise Credit Services is collecting for T-Mobile.

    4. Tanya F. on May 18, 2015 at 11:08 pm

      I had a T-Mobile account that was sent to Sunrise Credit Services. I received several letters offering a settlement for a lower amount with payment plans from Sunrise Credit Services. When I called to select a payment plan with Sunrise Credit Services, I was told that the remaining balance was only $379.00, which I was able to pay at the moment. A couple of months later I received a phone call from another collection company in reference to the original amount owed to T-Mobile.

    5. [anonymous] on June 7, 2015 at 6:50 pm

      I paid my account yesterday with Sunrise Credit Services Inc. I was to receive an email showing a zero balance from Sunrise Credit Services Inc. I did not receive it so I called Sunrise Credit Services Inc back to check on it. I was told it would take a month to receive a letter showing a zero balance from Sunrise Credit Services Inc.

    6. Geraldine C. on October 24, 2015 at 7:51 pm

      Sunrise Credit Services Inc calls constantly. Sunrise Credit Services Inc are rude and harassing.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.