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Streamline Recovery Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 12 Comments

    1. Lemar Shorts on August 27, 2014 at 4:01 pm

      Contacted by them regarding an alleged debt. I asked them to communicate with me via mail and I would respond. Rep stated no, and they would contact who she thought to be my employer next. I told her not to contact me or any third party (employer) regarding alleged debt. She stated she would do so. It took me 10 calls to get their company name. They implied that they were a law firm and were exempt from FDCPA, but also attempted to collect money.

    2. Perry on October 24, 2014 at 11:33 am

      There is a rude individual by the of Adam Morris insisting that I call him back about a legal matter. He doesn’t disclose what it’s about. He leaves voice mail messages on my cell phone and work phone. I’m not sure if this is a phishing scam or not. I want to warm others. He is spoofing his number. On the caller ID, he is calling from 832-981-5029, but his call back number 716-256-1578 or 716-256-1567. I don’t know what this is about and I want it STOPPED!

    3. Tanika on November 24, 2014 at 2:01 pm

      I have the same experience as Perry. The guy’s name is Adam Morris and he refuses to stop calling. I’ve asked to be contacted by mail. He states that he is a mediator, will call back as he pleases, and will be pressing forward to Court. I explained to him that this is harassment and in violation of the FDCPA, but he states this is not something their offices are held to.

    4. Melissa kirby on November 26, 2014 at 11:42 am

      They kept calling my work. Now they are taking money out of my account.

    5. Amanda on December 17, 2014 at 12:10 pm

      HORRIBLE!!!! Cory Brewer and Kevin Rivers are rude individuals. Called my cell phone Non-Stop and when they finally left a voice mail it was threatening that they have a legal notice, that they will have it brought to my work, and they verified my work address. I called back and all they wanted to do was get my credit card (for back up reasons) and my bank account number and get this “balance” taken care of. I have already negotiated this account they are “working” on and this Kevin Harris informed me that they do not work with such companies so I needed to pay them. He turned rude when I would not give him the information he wanted, he informed me that this call was recorded, and that he would be presenting it to the courts to prove that I took out this loan with intention of not paying it back (even though I am currently making payments). The call ended by me hanging up on him because Kevin Harris changed his story and turned combative. All they want is your money and bank information. BEWARE!

    6. Janet Fowley on March 13, 2015 at 4:49 pm

      Streamline Recovery is harassing my parents about debt that they say I owe. My parents got scared and gave them their bank information. Streamline Recovery quoted them 2x the amount that was initially stated being owed. Need to know if this is legit and how to stop it.

    7. Elmer L. on April 1, 2015 at 10:53 pm

      I have a payday loan that is past due and Streamline Recovery continues to threaten to contact my family and discuss my debt with them. Streamline Recovery is violating the Fair Debt Collection Act and I want them to stop.

    8. Leisa C. on April 21, 2015 at 9:57 pm

      An agent for Streamline Recovery has called my sister, grandmother, and parents. Streamline Recovery left detailed messages on their voicemails detailing a debt that I owed from a pay day loan over three years ago. Streamline Recovery is threatening my family and when I called them back they threatened me too. Streamline Recovery had no proof of the debt just an amount and name. Streamline Recovery asked for my bank information and told me I was going to go to jail if i didn’t pay that day.

    9. Phil F. on May 16, 2015 at 8:34 pm

      I am being harassed day in and day out by Streamline Recovery. I received a call at my place of employment from Streamline Recovery. The young man I spoke with at Streamline Recovery advised that he was attempting to collect a debt on behalf of a company called Sovereign Advance. I have not received anything in writing from Streamline Recovery whatsoever, and I have not confirmed the validity of this alleged debt. Anyhow, I advised the young man from Streamline Recovery that I cannot receive personal calls at my place of employment. Instead of setting up a time to call me later on in the day, the man from Streamline Recovery was insisting that I take a bathroom break to talk to him. Because Streamline Recovery was being unreasonable, I terminated the call. The young man from Streamline Recovery then proceeded to call me 10 times in a row back to back on my work line- after I had just informed him that I’m not allowed to receive personal calls at work.

    10. [anonymous] on June 7, 2015 at 6:49 pm

      I am being harassed by Streamline Recovery Inc. Streamline Recovery Inc calls me at my place of employment trying to collect a debt on behalf of a company called Sovereign Advance. Streamline Recovery Inc has never sent anything in writing. I told Streamline Recovery Inc I cannot accept personal calls at work. Streamline Recovery Inc insisted that I take a bathroom break to talk to them. Because Streamline Recovery Inc was being unreasonable, I hung up. Streamline Recovery Inc then called me 10 times in a row back to back on my work line after I had just informed them that I’m not allowed to receive personal calls at work.

    11. Stephanie G. on July 21, 2015 at 11:24 am

      A few different men from “Streamline Recovery” keep calling. I told them I have no problem paying if they can send me a written validation notice with the statement of payment. He then got rude and said they will send it through e-mail, but I told then that was not accepted as a “written validation notice”. My husband then tried to speak to him and the man just hung up.

    12. Cory on October 19, 2015 at 9:43 pm

      Streamline Recovery Inc is collecting on a pay day loan. Streamline Recovery Inc told me I would go to prison if I didn’t pay.

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