CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

CALL US NOW

Specialized Loan Services

October 15, 2015 | Brent Vullings |

Address:

8742 Lucent Blvd Ste 300
Highlands Ranch, CO 80129-2386

Contact Them:

(720) 241-7200

Specialized Loan Services

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Specialized Loan Services account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

    • 24 Comments

    1. Google on September 17, 2020 at 2:08 pm

      Google

      Sites of interest we’ve a link to.



    2. pc apps for windows 10 on September 23, 2020 at 3:46 pm

      pc apps for windows 10

      […]although web sites we backlink to beneath are considerably not connected to ours, we feel they may be really really worth a go via, so have a look[…]



    3. Group health insurance plans on September 23, 2020 at 6:56 pm

      Group health insurance plans

      […]Sites of interest we have a link to[…]



    4. Employee benefits on September 24, 2020 at 4:00 am

      Employee benefits

      […]we came across a cool internet site that you just may appreciate. Take a search when you want[…]



    5. Thailand Walks on September 25, 2020 at 5:00 am

      Thailand Walks

      […]always a big fan of linking to bloggers that I enjoy but don’t get lots of link love from[…]



    6. cannabis4homes.com on September 26, 2020 at 7:14 am

      cannabis4homes.com

      […]here are some hyperlinks to web pages that we link to for the reason that we feel they are really worth visiting[…]



    7. London’s heart of music on September 28, 2020 at 5:05 am

      London’s heart of music

      […]check below, are some totally unrelated sites to ours, nevertheless, they’re most trustworthy sources that we use[…]



    8. lamp uv nails on September 28, 2020 at 7:52 am

      lamp uv nails

      […]usually posts some extremely interesting stuff like this. If you’re new to this site[…]



    9. bitsler on September 29, 2020 at 5:43 am

      bitsler

      […]although sites we backlink to beneath are considerably not associated to ours, we feel they may be in fact worth a go as a result of, so possess a look[…]



    10. stake casino on September 29, 2020 at 6:47 am

      stake casino

      […]The info talked about within the post are a number of the most effective obtainable […]



    11. business on October 1, 2020 at 2:51 am

      business

      […]although internet websites we backlink to beneath are considerably not related to ours, we feel they are essentially worth a go by way of, so have a look[…]



    12. trade coin on October 2, 2020 at 5:46 pm

      trade coin

      […]we came across a cool internet site that you may enjoy. Take a appear should you want[…]



    13. marketing your business on the internet on October 4, 2020 at 7:12 pm

      marketing your business on the internet

      […]below you’ll come across the link to some sites that we assume you’ll want to visit[…]



    14. Denver SEO agency on October 5, 2020 at 3:57 am

      Denver SEO agency

      […]although sites we backlink to below are considerably not connected to ours, we really feel they are essentially really worth a go by means of, so have a look[…]



    15. colorado web impressions on October 6, 2020 at 5:09 am

      colorado web impressions

      […]usually posts some incredibly exciting stuff like this. If you are new to this site[…]



    16. اغانى شعبى on October 6, 2020 at 4:54 pm

      اغانى شعبى

      […]Wonderful story, reckoned we could combine several unrelated data, nonetheless truly worth taking a look, whoa did one discover about Mid East has got much more problerms too […]



    17. bartending franchise on October 7, 2020 at 4:48 am

      bartending franchise

      […]Here are some of the websites we suggest for our visitors[…]



    18. computer disposals maidenhead on October 8, 2020 at 9:00 am

      computer disposals maidenhead

      […]Wonderful story, reckoned we could combine a couple of unrelated information, nonetheless seriously worth taking a look, whoa did a single learn about Mid East has got additional problerms too […]



    19. Obesity Surgery in Turkey on October 10, 2020 at 6:21 pm

      Obesity Surgery in Turkey

      […]please go to the web sites we follow, like this one, because it represents our picks from the web[…]



    20. pubg hile satın al on October 11, 2020 at 3:12 am

      pubg hile satın al

      […]we like to honor numerous other net web-sites around the net, even if they aren’t linked to us, by linking to them. Underneath are some webpages really worth checking out[…]



    21. Birman Kittens For Sale Near Me on October 12, 2020 at 4:33 am

      Birman Kittens For Sale Near Me

      […]check below, are some absolutely unrelated web sites to ours, however, they’re most trustworthy sources that we use[…]



    22. fluffy kittens for sale on October 12, 2020 at 7:07 am

      fluffy kittens for sale

      […]The details talked about inside the post are a few of the very best readily available […]



    23. FAKE MONEY FOR SALE ONLINE. on October 12, 2020 at 10:47 am

      FAKE MONEY FOR SALE ONLINE.

      […]one of our visitors just lately proposed the following website[…]



    24. realistic dildo on October 12, 2020 at 5:11 pm

      realistic dildo

      […]just beneath, are several absolutely not connected internet sites to ours, on the other hand, they may be surely really worth going over[…]



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.