CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Southwest Credit Systems LP

Address:

1865 W 121st Ave Ste 200
Denver, CO 80234-2337

4120 International Pkwy Ste 1100
Carrollton, TX 75007-1958

Contact Them:

Phone: (972) 300-1700
Fax: (972) 300-1701

http://www.map-embed.com/

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 31 Comments

    1. why this college essay sample on November 12, 2021 at 5:18 pm

      Many thanks, this site is really handy. http://multiessay.com



    2. unibet pa online casino on November 14, 2021 at 11:47 pm

      Sustain the outstanding job !! Lovin’ it! https://casinogamesmachines.com/



    3. big boobs sex games on November 18, 2021 at 3:33 am

      I benefit from looking at your internet site.
      Thanks! https://sexygamess.com/



    4. kissing sex games on November 18, 2021 at 7:16 pm

      Unbelievably individual friendly website. Enormous info offered on few clicks on. https://winsexgames.com/



    5. keto barbecue sauce on November 18, 2021 at 11:49 pm

      Astonishingly user friendly site. Astounding information offered on few clicks
      on. https://ketogendiet.net/



    6. Thanks extremely helpful. Will share website with my good friends. https://sex4games.com/



    7. I enjoy this site – its so usefull and helpfull. https://sexgamesx.net/



    8. keto body tone on November 19, 2021 at 3:35 pm

      Wow cuz this is extremely helpful job! Congrats and keep it up. https://ketogenicdiets.net/



    9. is keto diet good for diabetics on November 20, 2021 at 7:16 am

      I enjoy this site – its so usefull and helpfull. https://ketogenicdietinfo.com/



    10. keto graham crackers on November 20, 2021 at 3:34 pm

      Keep up the outstanding work !! Lovin’ it! https://ketogendiets.com/



    11. professional essay writing service on December 11, 2021 at 11:22 am

      Amazing Webpage, Maintain the excellent work.
      Thank you! https://anenglishessay.com/



    12. examples of critical thinking on December 13, 2021 at 2:24 am

      Incredibly user friendly site. Huge information available on few clicks on. https://criticalthinkinginstitute.com/



    13. critical thinking for problem solving on December 14, 2021 at 5:56 pm

      Thanks a lot for sharing your well put together webpage. https://criticalthinking2020.net/



    14. website that writes essays for you on December 16, 2021 at 8:05 am

      Exceptionally user friendly website. Tremendous details readily available on couple of gos to. https://topessayswriter.com/



    15. best vpn for schools on December 16, 2021 at 12:41 pm

      Sustain the spectacular work !! Lovin’ it! https://choosevpn.net/



    16. critical thinking in spanish on December 16, 2021 at 2:08 pm

      Maintain the great work and generating the group! https://criticalthinkingbasics.com/



    17. buy indian vpn on December 17, 2021 at 7:38 pm

      Unbelievably individual pleasant site. Enormous information offered on couple of gos to. https://vpn4torrents.com/



    18. best and cheapest vpn on December 21, 2021 at 2:32 pm

      Truly beneficial, look forward to returning. https://thebestvpnpro.com/



    19. gay dating stockdale texas on December 21, 2021 at 4:08 pm

      You’re a really helpful internet site; could not
      make it without ya! https://speedgaydate.com/



    20. free gay video chat sites on December 21, 2021 at 4:41 pm

      I benefit from browsing your web sites. Thank you! https://bjsgaychatroom.info/



    21. free asain gay chat lines on December 29, 2021 at 1:14 am

      Howdy, cool website you have right now. https://gaypridee.com/



    22. gay danish english chat rooms on December 29, 2021 at 5:40 am

      Sustain the helpful job and generating the crowd! https://gay-buddies.com/



    23. caesars online casino pa no deposit bonus on January 9, 2022 at 12:42 pm

      Maintain the incredible job !! Lovin’ it! caesars online casino pa no deposit bonus



    24. 100% free gay sex dating on January 12, 2022 at 11:01 am

      gay bear dating sites gay dating apps 2019 logo
      gay dating series 100% free gay sex dating



    25. bi/gay dating apps on January 12, 2022 at 5:04 pm

      feminine gay dating sitesbi/gay dating appssado masichism dating site gay men best website for senior gay dating what’s the best site for finding a gay dating site for women



    26. on line gay dating on January 13, 2022 at 5:35 am

      gay free dating 4 older uk gay dating com dating transwoman gay on line gay dating



    27. progressive era essay dbq on January 13, 2022 at 10:16 pm

      how to write a essay outline for essay how to write a college
      essay progressive era essay dbq



    28. sexy girl slots on January 20, 2022 at 10:29 pm

      free slots that pay cash igt slots downloads river slots app sexy girl slots



    29. 888 free online slots on January 22, 2022 at 6:17 am

      quick hits slots play free casino slots free casino games slots 888 free online slots



    30. moe vs mlok slots on January 22, 2022 at 9:56 pm

      cashman casino slots free skill slots app smt4a
      gossip slots tournament moe vs mlok slots



    31. vegas downtown slots on January 22, 2022 at 10:29 pm

      high-roller-slots play free slots for fun 100% free slots games vegas downtown slots



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.