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Senex Services


3333 Founders Rd 2nd Floor
Indianapolis, IN 46268

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Fast Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you via telephone if the collector receives written communication stating that you want the collector to stop calling you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Vernon T. on June 6, 2015 at 7:45 pm

      My ex has custody of my son, which she won when I ran out of money to fight her in Court. Despite a hefty child support order which is paid religiously by me, my ex takes my son to the doctor and doesn’t pay the bills. One such medical bill that went into collections with Senex Services. I paid this bill twice. Once through child support. And once with Senex Services, because somehow it had gotten onto my credit report and I wanted it off.

    2. Becky J. on August 17, 2015 at 9:19 pm

      Senex Services was requested to validate an alleged debt. Senex Services has not responded to my request but went ahead and reported on my credit report.

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