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Routhmeir Sterling Inc

Address:

162 Collins Rd NE Ste 227
Cedar Rapids, IA 52402-3229

Contact Them:

Phone: (319) 362-1188
Fax: (319) 362-5588

http://wordpress-hosting.me/

Routhmeir Sterling Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Benjamin S. on November 9, 2015 at 9:30 pm

      Routhmeir Sterling Inc calls from 8006878930. Routhmeir Sterling Inc calls me but also relatives of mine too.

    2. SAMUEL REED on March 19, 2016 at 11:02 am

      I live in rural Iowa and Routhmeir Sterling contacted me about my master card.
      I knew this was an unresolved debt that I had forgotten. The professionals at
      RSI discussed my situation with me at length. My farm was in foreclosure at a local
      bank as I was three months behind and had several other charge-off accounts totaling
      about $10,000. My farms balance on the mortgage was only about 20% of its real value
      and has been in our family for generations. I mortgaged it due to medical expenses.
      RSI was able to find me alternate financing and pay off my mortgage at a much better rate
      and also my other bills. Usually when collection companies call you get nervous, but they
      guided me through the process and today I am worry free. Thank RSI.

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