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Rossman and Co and PCB

Address:

Contact Them:

http://www.map-embed.com/

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use false, deceptive, or misleading means in connection with debt collection.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Darrin W. on November 3, 2015 at 9:16 pm

      Rossman and Co is reporting on my credit report. What Rossman and Co is reporting isn’t even mine and it needs to come off my credit report immediately!

    2. Andee Branscomb on February 29, 2016 at 11:23 pm

      I had a bill with them that ran 30, days, 60 days, 120, days….it ran for two years….they contacted and were so rude, I asked and asked what the bill was for, they never would answer my questions, would hang up on me and then it got to the point they wouldn’t take my calls and even threatened me with the police if I called again. I am now trying to buy a house and it is on my credit. For two years, they have been ruining my credit with their entries of delinquencies for 24 months. I can’t call them for fear they will call the police, at this point have no choice, but to pay it, for my loan to go through, but I am paying a higher interest rate, due to my lower credit score.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.