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RMA Recovery Inc


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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Brian Thomas on May 6, 2016 at 7:46 pm

      Today RMA Recovery called me and told me they worked for lawyers who were going to press charges against me and my wife for fradulant debit use for a payday loan from ACE Payday loans. Told me I couldn’t call them back, even though I was at work and forced me to set up a payment arrangement or else further actions would take place. Not wanting to get into trouble I set up the payment arrangement. I was not aware of my right and I feel incredibility angry knowing there’s companies out there that out right lies to people and threatens people into setting up arrangements.

      • Rakese Moyer on June 14, 2018 at 10:50 am

        So you didnt have to set up an arrangement? They called me from a local number and told me they were sending a summons to appear in court but because I didnt receive their letters by mail they would settle with me outside of court. I’m not sure if it’s TRUE or not but I’m not paying anything. They emailed me a copy of their records saying I owe money but it never went to my credit how can it go to court. I’m glad I read your post.

    2. Elizabeth Pruett on February 8, 2017 at 3:03 pm

      RMA Recovery, which i have never heard from or had a correspondence from, call my cell phone and left a message saying her name Vicky Brown, she was private courier and need to get my address to delivery papers. She did not state the company just left this number 844 890 8749 and said my file number was 2017-8662 and if i wanted to stop the delivery of the “papers” to contact them immediately. She then called my daughter and said the same thing.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.