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RJM Acquisitions LLC

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 6 Comments

    1. Peter Back on April 9, 2015 at 10:01 pm

      RJM Acquisitions can only call and harass you. Write a letter to RJM Acquisitions advising them to only communicate with you in writing. RJM Acquisitions is very good at trying to scare you into paying.

    2. Edward Ludwick on April 20, 2015 at 8:50 pm

      I received a collection of debt letter from RJM Acquisitions in regards to a Fingerhut credit line from nearly ten years ago. Then I started receiving phone calls from RJM Acquisitions from 5164962870.

    3. Sam C. on May 26, 2015 at 8:25 pm

      I noticed an inquiry from RJM Acquisitions when I pulled my credit report. I didn’t ever receive anything in writing from RJM Acquisitions and they aren’t reporting any past due account. What is going on here?

    4. [anonymous] on June 6, 2015 at 7:40 pm

      I paid RJM Acquisitions LLC twice for the same debt. Finally RJM Acquisitions LLC sent a paid in full letter. RJM Acquisitions LLC still reports the debt as unpaid on my credit report.

    5. sankofa on June 27, 2015 at 8:45 am

      I have been trying to serve RJM Acquisitions for the last 3 months at their registered agent and place of doing business: 575 underhill Blvd #224 Syosset, NY. Not able to locate them.

    6. Phil N. on October 31, 2015 at 9:31 pm

      RJM Acquisitions LLC wants me to pay a debt beyond he statute of limitations. Can RJM Acquisitions LLC still report this on my credit?

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.