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Resurgent Capital Services LP

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Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you via telephone if the collector receives written communication stating that you want the collector to stop calling you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Eloise R. on April 20, 2015 at 8:48 pm

      I have been receiving harassing phone calls from a company named Resurgent Capital Services LP or Capital Management Services Inc. Resurgent Capital Services claim that I owe $488.00 to AT and T from nearly fifteen years ago. I currently have AT and T for my phone service and they have never told me that I owe them any money. I requested that Resurgent Capital Services give me the account number or an accounting for the bill that I owe and they said it was unavailable because the debt is so old. Resurgent Capital Services also told me that even though it isn’t on my credit report, it is still affecting my credit score somehow.

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