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Reliant Capital Solutions LLC

Address:

750 Cross Pointe Rd Ste G
Gahanna, OH 43230-6692

Contact Them:

Phone: (614) 452-6100

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Fact: Pursuant to the Fair Debt Collection Practices Act, a collection agency must tell you how much you owe, the name of the creditor to whom the debt is owed, and that you have the right to dispute the debt within thirty days.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

 

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

 

If any of these things occur, your best option is to consult with a consumer protection attorney.

2 Comments

  1. Shannon D. on March 4, 2015 at 10:24 am

    I had Reliant Capital call me stating they were collecting on a payday loan debt. When I asked for validation of the debt they told me they sent it to me, which they did but only stated on loan company it was from and the amount owed. However, they called my dad when I didn’t ask there call because I was at work, stating that I need to pay the amount or I would be taken to court and have my wages garnished. So the problem I have is that I sent them my bank statement showing that I didn’t take the loan that they were talking about and they denied that they received the email. The lawyer I was seeking help from didn’t have much advice for this type of legal work and told me I would be better off paying the settlement rather than going to court. So I did. Now I don’t believe I did the right thing. The day after I paid the loan I got another phone from some other group stating they were taking me to court. What do I do?

  2. Sergio H. on September 24, 2015 at 9:19 pm

    Reliant Capital Solutions LLC is collecting on an old loan. I started paying Reliant Capital Solutions LLC. Reliant Capital Solutions LLC will not acknowledge my payments nor update my credit report.

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Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.