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Receivable Recovery Services LLC

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www.map-embed.com

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you at your place of employment if the collection agency knows that your employer prohibits such calls.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 3 Comments

    1. Ira W. on August 18, 2015 at 9:40 pm

      Receivable Recovery Services LLC calls from 5048370116. Receivable Recovery Services LLC is looking for my ex wife who hasn’t lived with me in years. I told Receivable Recovery Services LLC this. Receivable Recovery Services LLC continues to call.

    2. Sherrie on August 5, 2016 at 10:48 am

      Charlene at RRS calls me several times a month. For the last few months we pay twice a month on my husbands medical debt. She is so rude. She calls my work even though I told her both my husband and I cannot get calls at work. I got in trouble the last time. She has threatened me to give her info about my husbands job. She told me to get a loan from someone to pay this debt. Sell a car or jewelry. Fussed at me for not paying more than 100.00 a month. I have let her know in writing that we now owe the IRS, in June I was in a bad car accident and I haven’t been at work and that we were forced to move from the home we were living in. She doesn’t care at all. We are still making our payments though. She said they are going to garnish our wages.

    3. Vanessa on September 13, 2018 at 12:33 pm

      I received a debt collection letter from Receivable Recovery Services L.L.C., located in Metairie, Louisiana, on or about June 28, 2018. I am new to the gulf area, I recently moved from the west coast to Mississippi. When I received this letter at my home address in Mississippi, I immediately sent a letter to this company requesting validation of the debt and also asking if they are authorized to collect a debt out of state. The letter was sent on July 2, 2018. To date, I have never received a single piece of return correspondence from this company so I wrote it off as a scam that was intended to collect money from an innocent consumer who would not challenge their efforts. A few days ago, I received an alert that a collection was added to my credit report. I immediately checked my credit report and there is a collection listed in my name by this company, as of September 1, 2018. I contacted the number on file to speak to someone in their office. When I called, I referenced the account number on the original letter. I spoke to 2 separate rude representatives who refused to talk to me unless I provided them with my address and date of birth. I refused so they refused to discuss this account with me. They forwarded me to a supervisor, Ms. Lloyd, and I was only able to leave a voicemail. I did not receive a call-back. I have sent them another letter along with my original letter demanding validation. I have also written complaints to the Federal Trade Commission, the Consumer Finance Protection Bureau, Jeff Landry- Louisiana’s Attorney General’s Office, and I have filed a dispute with the credit bureaus that have this listed on my credit file.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.