CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Raymour and Flanigan

Address:

PO Box 14517
Des Moines, IA 50306

Contact Them:

515-327-4429

wordpress themes

You should dispute any debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If a past due Raymour and Flanigan account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

  • 23 Comments

    1. Bitcoin Era Review -- Is it a Profitable Investment? on September 23, 2020 at 11:38 am

      … [Trackback]

      […] Find More to that Topic: fairdebtlawyers.com/resource/raymour-and-flanigan/ […]



    2. kid on September 25, 2020 at 3:48 pm

      … [Trackback]

      […] Find More Information here on that Topic: fairdebtlawyers.com/resource/raymour-and-flanigan/ […]



    3. Parrots for Sale on October 9, 2020 at 11:07 pm

      … [Trackback]

      […] Find More on on that Topic: fairdebtlawyers.com/resource/raymour-and-flanigan/ […]



    4. Harold Jahn Canada on November 27, 2020 at 4:08 am

      … [Trackback]

      […] Find More on to that Topic: fairdebtlawyers.com/resource/raymour-and-flanigan/ […]



    5. Regression testing on November 28, 2020 at 7:00 am

      … [Trackback]

      […] Find More on to that Topic: fairdebtlawyers.com/resource/raymour-and-flanigan/ […]



    6. tinderentrar.com on May 16, 2021 at 2:01 am

      tinderentrar.com

      Raymour and Flanigan Disputes & Complaints | Fair Debt Lawyers



    7. dating sim games download free on May 19, 2021 at 5:51 am

      dating sim games download free



    8. free dating sites thailand on May 20, 2021 at 10:13 am

      recent free dating sites



    9. free adult dating local females horny for sex on May 20, 2021 at 11:24 am

      free global dating sites



    10. free dating sites myrtle beach on May 20, 2021 at 1:54 pm

      best free dating sites for women



    11. free dating websites for christians on May 20, 2021 at 2:57 pm

      wordpress dating plugin free download



    12. free online indian dating websites on June 1, 2021 at 10:31 am

      nerd dating site free



    13. free online dating botswana on June 1, 2021 at 11:56 am

      online dating vancouver free



    14. chicago dating site free on June 1, 2021 at 6:36 pm

      free browsing dating sites



    15. zoosk dating site free on June 2, 2021 at 12:51 am

      latest free american dating sites



    16. reputable free dating sites on June 23, 2021 at 7:44 am

      100 free mature dating sites



    17. list of free dating website on June 23, 2021 at 9:42 am

      u.s.a free dating site



    18. best dating sites in india free on June 24, 2021 at 4:17 am

      biker dating site 100% free



    19. free singles online dating sites on June 24, 2021 at 8:17 am

      england dating sites free



    20. dating sites with free messaging on June 25, 2021 at 9:25 pm

      connecting singles dating site free



    21. keto dinner on July 6, 2021 at 3:20 pm

      best keto vegetables



    22. keto friendly vegetables on July 6, 2021 at 4:58 pm

      brussel sprouts keto



    23. keto chicken cordon bleu on July 6, 2021 at 5:27 pm

      keto cycle diet



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.