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Rawlings Financial Services LLC


1 Eden Pkwy
La Grange, KY 40031-8100

Contact Them:

Phone: (502) 814-2145
Fax: (502) 587-5552

Rawlings Financial Services LLC is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Marcia I. on August 3, 2015 at 9:04 pm

      Rawlings Financial Services LLC call from 5025651097. Rawlings Financial Services LLC never leaves a message. When you call Rawlings Financial Services LLC back, you cannot get through. And Rawlings Financial Services LLC continues to call.

    2. Jennifer Pezzuti on October 31, 2016 at 4:25 pm

      I discontinued Care First Health Insurance on 10/31/2015. On 10/2/2016 I received a collection notice from Rawlins stating that Care First Paid claims in error from Jan 2016 through 7/17/2016 and that I need to pay the insurance company back. If I do not comply in 30 days they will file a judgement against me. I am a 20 year old college student paying for school with loans, scholarships and working part time. The stress and anxiety this is causing is affecting my performance at school. I email them to give me 60 days to try and fix it but did not hear back. I do not know why I have to pay back a huge insurance company like care first when they paid claims for me a year following discontinuation of coverage.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.