When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Ragan and Ragan PC


3100 Route138
West Brinley Plaza
Building One
Wall, New Jersey 07719

Contact Them:


Ragan and Ragan PC is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Tom C. on July 20, 2015 at 10:47 pm

      Ragan and Ragan PC calls from 7322804100. Ragan and Ragan PC calls via an automated calling machine. I sent Ragan and Ragan PC a cease and desist letter but they keep calling.

    2. nam mo thay vang on October 28, 2020 at 8:13 pm

      … [Trackback]

      […] Read More to that Topic: […]

    3. thepoc on October 30, 2020 at 2:02 pm

      … [Trackback]

      […] There you will find 84392 additional Information on that Topic: […]

    4. beasiswa unggulan kemendikbud lulusan sma on November 14, 2020 at 11:28 am

      … [Trackback]

      […] Info on that Topic: […]

    5. DevOps on November 19, 2020 at 7:40 pm

      … [Trackback]

      […] Find More on that Topic: […]

    6. on April 15, 2021 at 6:53 am

      Excellent post. Κeep writing such kind of information onn your site.
      Im really impressed by your site.
      Hello there, You have done an incrеdible job.
      I’ll definitely digg it and in my opinion suggest to my
      friends. I am sure they’lⅼ be Ƅenefited from this site.

      Fееl free too visit my pаge – online payday loans (

    7. Tinder dating site on May 6, 2021 at 7:55 am

      Tinder dating site app , tinder app

    8. tinder poo on May 15, 2021 at 9:51 pm

      tinder poo

      Ragan and Ragan PC Harassment & Complaints | Fair Debt Lawyers

    9. lovoo bild on May 17, 2021 at 10:45 am

      ähnliche apps wie lovoo lovoo leute blocken

    10. free sex dating chat sites on May 19, 2021 at 1:56 pm

      singles free dating sites online

    11. free dating sites like tinder on May 20, 2021 at 7:54 am

      what dating sites are completely free

    12. on May 20, 2021 at 11:34 am

      adult dating site free
      adult sex dating free

    13. free couger dating sites on May 20, 2021 at 1:08 pm

      dating sights free

    14. totally free uk dating sites on May 27, 2021 at 12:19 am

      free online dating site for free

    15. 1oo% free sex dating on May 27, 2021 at 5:10 am

      100 percent free married dating site

    16. dating free ireland on June 1, 2021 at 2:09 pm

      free dating sites in liverpool

    17. dating game online free on June 1, 2021 at 9:55 pm

      japan free dating

    18. free dating site in usa on June 1, 2021 at 10:52 pm

      online dating sites for teenagers free

    19. craigslist dating site free on June 2, 2021 at 5:29 am

      free naked dating sites

    20. free trans dating sites on June 23, 2021 at 3:47 pm

      free black women white men dating sites

    21. christian online dating for free on June 23, 2021 at 8:46 pm

      free sex chat and dating

    22. 1oo free dating sites

    23. new zealand online dating free on June 24, 2021 at 6:21 am

      free dating site for single parent

    24. keto mayonnaise on July 6, 2021 at 9:57 am

      keto diet not healthy

    25. is cheese keto on July 6, 2021 at 1:15 pm

      is a keto diet good for diabetics

    26. list of keto foods on July 6, 2021 at 10:14 pm

      free keto diet plan for beginners

    27. gay dating sites in spain on August 9, 2021 at 4:08 pm

      gay japanese dating site

    28. big gay covk dating on August 10, 2021 at 11:16 am

      most popular gay dating site

    29. gay single dads dating on September 1, 2021 at 11:18 am

      teenage dating sites gay

    30. gay younger for older dating on September 8, 2021 at 9:45 am

      free dating sites gay

    31. gay dating site for latin men on September 8, 2021 at 6:59 pm

      gay dating sites malaysia

    32. free gay dating chat on September 9, 2021 at 4:54 am

      gay dating furry sim

    33. i'm dating a white boy gay on September 9, 2021 at 6:39 am

      connections gay dating

    34. interracial gay dating sites on September 10, 2021 at 2:33 pm

      gay pagan dating

    35. on September 20, 2021 at 1:05 am

    36. Консультация у психолога on September 22, 2021 at 9:55 pm

      Психолог,Психолог онлайн. Консультация у психолога Консультация Психолога – Профессиональная
      поддержка. Услуги психолога. Заказать консультацию
      психолога. Услуги аналитического психолога, психотерапевта.

      Услуги аналитического психолога, психотерапевта.
      Заказать консультацию психолога.

    37. Психолог Нафиг on September 22, 2021 at 9:56 pm

    38. writing a conclusion for an essay on September 28, 2021 at 9:33 pm

      i need help writing an essay

    39. on September 28, 2021 at 10:06 pm

      analytical essay writing

    40. Пацанки 6 сезон 3 серия on October 1, 2021 at 5:56 pm

      Поиск фильмов, новости кино Пацанки 6 сезон 3 серия все
      свежие новинки кино 2021, которые уже вышли в прокат.

    41. фильм онлайн дюна on October 2, 2021 at 3:01 pm

      Смотреть фильмы онлайн бесплатно фильм онлайн дюна все фильмы мирового проката 2021 года

    42. Смотреть фильмы онлайн бесплатно Игра в кальмара 2 сезон 1 серия смотреть онлайн смотреть фильмы 2021
      онлайн бесплатно в хорошем
      качестве вместе с нами.

    43. Все лучшие фильмы онлайн: самый
      полный каталог кино Игра в кальмара 1 серия смотреть онлайн
      все лучшие фильмы: фильмы 2021 года –
      все лучшие фильмы

    44. Чики смотреть онлайн on October 8, 2021 at 5:51 am

      Вот восемнадцать топовых сериалов для поклонников романтических комедий.

      Чики смотреть онлайн смотреть
      онлайн. Смотрите с удовольствием по году, Сериалы жанра “Фантастика”.

      Точно также тут мы наш сайт каталог различных каналов Bollywood
      HD, HD Культура, 4K Euronews, прямой эфир НТН, трансляция
      Eurosport 1.

    45. Для вас двенадцать топовых сериалов
      для поклонников тайны. Тайсон Фьюри – Деонтей Уайлдер прямая трансляция. – все серии подряд смотреть в онлайн-кинотеатре.

      Смотрите по планируемой дате выхода, Сериалы в HD.

      Дополнительно здесь мы всегда готова
      предоставить библиографию различных каналов BBC World News, HD BBC World News, 4K 1+1, прямой эфир Россия 24, трансляция СТБ.

    46. Тут шестнадцать свежих сериалов для ценителей криминала.
      Бумажный дом 5 сезон 7 серия смотреть онлайн дата
      выхода, новых серий. Смотрите по дате выхода, Сериалы жанра
      “Приключения”. Опять же все мы готов предоставить программу каналов Россия, HD Новый канал,
      4K Euronews, прямой эфир Домашний, трансляция ТВ Центр.

    47. Здесь шесть последних сериалов
      для поклонников драмы. 6 сезон Полицейский с Рублевки новый
      сезон, новые серии. Ищите по мировому рейтингу, Сериалы жанра “Боевик”.

      Опять же наш проект готов предоставить меню каналов Матч ТВ, HD Канал Disney, 4K СТС, прямой эфир Матч ТВ, трансляция Ю.

    48. high school essay writing on October 11, 2021 at 11:11 pm

      writing essay help

    49. write essays for me on October 12, 2021 at 10:14 am

      writing analysis essay

    50. writing essays for money on October 14, 2021 at 5:45 am

      paid essay writing

    51. pay someone to write an essay on October 14, 2021 at 8:02 am

      creative writing essays

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.