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Professional Debt Mediation Inc

Address:

7948 Baymeadows Way Fl 2
Jacksonville, FL 32256-8539

Contact Them:

Phone: (904) 398-0080
Fax: (904) 398-7748

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Professional Debt Mediation Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 2 Comments

    1. Jennie D. on March 17, 2015 at 6:11 pm

      I called Professional Debt Mediation today to settle on a balance. Upon calling them, I told them I can settle for 50% of the debt. Please be advised on my credit report, invoices from PDM, and phone conversations all reflect the same amount. After I discussed the settlement offer, they tried to raise the amount by an extra $1K. I was taken aback. They said that they had never talked to me or sent me notices, so they don’t know where I received the other invoices. The manager at Professional Debt Mediation also was very rude and said if I did not like the new amount, I could sue the company! The arrogance displaced was very blatant and outright rude. I have the documentation on my credit report and in writing depicting an accurate balance.
      Your assistance is greatly appreciated.

      Regards,
      Jen

    2. Betty C. on November 3, 2015 at 9:22 pm

      Professional Debt Mediation Inc offered me a settlement and I paid it but then they said I owed the rest of the balance. But I think Professional Debt Mediation Inc is out of business because I haven’t heard from them in awhile.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.