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Procollect Services LLC

Address:

304 18th Ave Sw
Minot, ND 58701-6278

Contact Them:

Phone: (701) 852-2127
Fax: (701) 837-0417

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to contact you if they know you are represented by an attorney.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

 

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

 

If any of these things occur, your best option is to consult with a consumer protection attorney.

1 Comment

  1. Nathan on February 2, 2015 at 1:06 pm

    They offer a courtesy removal of debt if you can make a payment in 3 days. Talked to supervisor and supervisor refused to do anything about an extension of the 3 day dead line for good faith pavement but I needed more time to make the good faith payment than 3 days and I told him the debt would be paid in full after taxes came in within the next 2-3 weeks. The supervisor said i am refusing to pay the debt. There is no dealing with this company. If you are going through hard times they don’t care. There should be federal guidelines regarding the time frame companies must honor the courtesy removal from credit to keep these vultures from hurting people trying to get back on their feet. This company is horrible. I suggest spending the money and getting a lawyer when dealing with them. On top of that they have yet to send anything to me in writing and I will not pay until i see it in writing.

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