Premiere Credit of North America LLC
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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
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I’ve been trying to work out payment arrangements with Premiere Credit Of North America. Premiere Credit Of North America wanted my checking account number so payments could be automatically deducted from my account. When I wouldn’t give them this, Premiere Credit Of North America threatened to take further action.
A levy was placed on my bank account by Premiere Credit Of North America. I paid the debt to Premiere Credit Of North America right away. As of today, two weeks later, the levy has not been released. Meanwhile, my bank account is in the negative because of Premiere Credit Of North America, and we cannot pay bills or meet our obligations, even though we have paid all that is owed.
Premiere Credit of North America placed a lien on my bank. Wanted half down before they would even work a payment plan out…Extortion? Finally paid half down, and entered a payment pan for 3 months. They did not process the payment the next month….they put another lien on my bank account, now demanding the other half….Extortion again? Wasn’t my fault…how do I know they didn’t even run my card? No notice that there was a problem….We have no rights when the state uses a private company to collect and extort…..I couldn’t pay workers and checks were returned….they didn’t care…Bad Company and the State of Indiana should be ashamed for using such a horrible company…..Going back to all cash now….
This has been horrific. They put a levy on my account by mistake, they said. The levy has been there since the 28th. All of my bills/utilities are in the process of being shut off. If it was an honest mistake they made little effort to assist me, This is a company contracted by our government. I am a tough person but this is some scary stuff. If I was not promised they would not harm me or if this was my fault, this would be 100% different. I was doing everything they told me and it went worse than horrible quick.