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Powell Rogers and Speaks Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 4 Comments

    1. Oliver Owen on March 15, 2015 at 12:45 pm

      I had a credit card with Applied Bank Card that went to collections. I did not have the money to pay in full so it went into collections. The account was sent to Powell Rogers and Speaks. All they did was set up an annoying recording to call my cell phone at all hours. At no time did they identify themselves or leave a complete phone number so they could be contacted. Powell, Rogers & Speaks, Inc has a D- rating at the Better Business Bureau. I am not surprised.

    2. Rachel on April 18, 2015 at 12:49 am

      Had wages garnished for school/property taxes. School and municipal did inform that when on social security certain ones were not applicable or reduced.

    3. Jenny S. on April 29, 2015 at 10:27 pm

      Powell, Rogers & Speaks are very rude people. Powell, Rogers & Speaks are obviously not intelligent nor well-trained. I hope this experience with Powell, Rogers & Speaks will be my last.

    4. Lee E. on October 12, 2015 at 9:52 pm

      Powell Rogers and Speaks Inc are just rude and threatening. Powell Rogers and Speaks Inc needs training on the Fair Debt Collection Practices Act.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.