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Pinnacle Recovery Inc


2774 Gateway Rd
Carlsbad, CA 92009-1747

Contact Them:

Phone: (760) 929-6685
Fax: (760) 929-6695

Pinnacle Recovery Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Thomas S. on April 19, 2015 at 9:30 pm

      I called Pinnacle Recovery and ended up talking with four different people. Pinnacle Recovery tells me they cannot find out the details of my account until my rep comes to work. I talked with a supervisor at Pinnacle Recovery and she hung up on. Pinnacle Recovery are very rude people to deal with.

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