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Peerless Credit Services Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 5 Comments

    1. Leslie Herrera on March 17, 2015 at 11:02 pm

      If 7177022004 calls you incessantly, it’s Peerless Credit Services Inc. “Mr. Myers” from Peerless Credit Services Inc calls me all the time. When he told me he was an Officer, I asked, “As in a police officer?” and he said, “Yes.” Later in the conversation he changed his story, saying that he wasn’t a police officer but a lawyer, and then he again changed his story, saying that actually he was a paralegal.

    2. Alberto G. on April 19, 2015 at 9:27 pm

      I was called by Peerless Credit Services unsolicited. I have no idea how Peerless Credit Services got my name and phone number. Peerless Credit Services knew my name and kept calling me by my first name and treating me like a criminal. I asked to have my information removed from their system and Peerless Credit Services threatened to report me to the police. All of my bills are paid in full.

    3. Courtney L. on May 1, 2015 at 10:45 pm

      Peerless Credit Services made two phones calls in two days to me. First was from Ms. Moore with Peerless Credit Services. Second was from Mr Myers at Peerless Credit Services. Both called from 7177022004.

    4. Ann P. on August 30, 2015 at 7:48 pm

      Peerless Credit Services Inc accepted my payment arrangement. But Peerless Credit Services Inc keeps sending letters and calling me, saying I have to pay the total amount of what I owe immediately. Peerless Credit Services Inc is harassing me.

    5. cathy on August 8, 2018 at 6:18 pm

      This calls my home all hours of the day and night . This is harassing . I am not sure why they keep calling

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.