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PCA Acquisitions V LLC


1002 Justison St.
Wilmington, DE 19801

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PCA Acquisitions V LLC

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.


    1. Susan Watkins on February 25, 2020 at 3:12 pm

      I have been sent a letter that I owe a debt that was satisfied through a settlement with Vista Law group in Baltimore, MD. My husband and I did a debt consolidation with them to pay off our credit cards which were settled through the company for lesser amounts. On my credit reports it shows this debt was settled. I am upset that now someone is trying to collect a debt, I do not owe!!. This was 7 years ago, our term with vista Legal was satisfied in 2016. I have no more communication with them or paperwork, as I got rid of it. I feel this is some sort of scam that is happening. The letter I got said to report in writing to Radius Gobal Solutions. I called them and they no longer have the account as they removed it and sent it back. I have no address for PCA Acquisitions V, LLC. No one had a phone # until I was transferred to someone else. That phone # is 800-310-3078. You are never able to talk to anyone, but can leave a message. So far not answered. I am a Sr citizen on fixed income and I will not pay anyone a dime that was already taken care of.

    2. Kelly D. on March 28, 2020 at 2:30 pm

      We have received several letters from PCA Acquisitions V. LLC. This debt was settled several years ago and yet here we are receiving a letter stating we owe money. This is definitely fraud. My credit report shows this debt was paid in full and shows no negative report. I wouldn’t trust them.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.