CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Paragon Revenue Group

Address:

216 Le Phillip Ct
Concord, NC 28025-2954

Contact Them:

Phone: (704) 723-4200
Fax: (704) 723-4214

premium wordpress themes

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use profane language with you.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 42 Comments

    1. Darrell on February 10, 2015 at 1:30 am

      I am trying to buy a home and have a $6880.00 hospital debt from 2009. I was told by the bank to call them and find out when/where/who (me or wife) had the bill. When the guy answered the phone he instantly said “hello Darrell”. He knew exactly who I was. He began to threaten me. He said we owed $43,000.00 in hospital bills from when my wife was assaulted in 2013. He had no mercy and began to threaten me with garnishment of tax refunds, etc. It all seemed rather odd to me. Then he asked for me to give him $20.00 and that would stop everything.



    2. Sean M. on July 27, 2015 at 9:09 pm

      Paragon Revenue Group calls me at 8002306127, 8005606169, and 8008681899. Paragon Revenue Group calls almost every single day.



    3. link on May 11, 2021 at 10:36 am


    4. Хрустальный on June 16, 2021 at 1:27 pm


    5. Локи 2 сезон on October 3, 2021 at 12:15 pm

      Вы можете смотреть Фильмы совершенно бесплатно Локи 2 сезон
      смотрите фильмы: 2021 онлайн.
      Список фильмов.



    6. romerrast on November 10, 2021 at 2:32 pm

      Дивитися фільми українською
      онлайн romerrast



    7. i believe essay examples on November 13, 2021 at 5:07 am

      What’s up, very good internet site you’ve got in here. http://multiessay.com/



    8. online gambling sites no deposit on November 15, 2021 at 8:17 am

      Thanks intended for offering these substantial subject matter. https://casinogamesmachines.com/



    9. jsk sex games on November 18, 2021 at 1:21 pm

      You’ve got terrific info these. https://sexygamess.com/



    10. awesome sex games on November 19, 2021 at 2:56 am

      Appreciate it for sharing your excellent web page. https://winsexgames.com/



    11. keto chicken alfredo on November 19, 2021 at 7:32 am

      Maintain the awesome work !! Lovin’ it! https://ketogendiet.net/



    12. adult sex games adult pc games 3d sex games on November 19, 2021 at 10:25 am

      Seriously, such a valuable webpage. https://sex4games.com/



    13. keto diet macro percentages on November 20, 2021 at 3:47 pm

      What’s happening, tidy website you’ve gotten in here. https://ketogenicdietinfo.com/



    14. writing essay introductions on December 11, 2021 at 5:35 pm

      Love the website– extremely user friendly and whole lots to see! https://anenglishessay.com/



    15. which vpn is best on December 12, 2021 at 3:44 am

      Simply just needed to state I am just ecstatic that i came onto your internet page. https://windowsvpns.com/



    16. ati critical thinking exit exam test bank on December 13, 2021 at 9:04 am

      You’ve gotten remarkable knowlwdge on this site. https://criticalthinkinginstitute.com/



    17. free argumentative essay examples on December 13, 2021 at 3:39 pm

      Appreciate it for sharing this superb site. https://yoursuperessay.com/



    18. best free vpn for linux on December 14, 2021 at 12:27 am

      Wow, stunning portal. Thnx … https://addonsvpn.com/



    19. best vpn router 2022 on December 14, 2021 at 4:02 am

      Thanks with regard to delivering such amazing articles. https://vpnshroud.com/



    20. writing an analytical essay on December 16, 2021 at 3:11 pm

      You’ve the most impressive websites. https://topessayswriter.com/



    21. standards of critical thinking on December 16, 2021 at 11:29 pm

      What’s happening, cool web site you possess presently. https://criticalthinkingbasics.com/



    22. proton vpn download on December 17, 2021 at 10:29 am

      Great internet website! It looks very professional! Sustain the good work! https://vpn4home.com/



    23. best vpn for roku on December 21, 2021 at 8:08 pm

      I enjoy the details on your web site. Thank you. https://thebestvpnpro.com/



    24. gay nsa dating ratings on December 21, 2021 at 10:05 pm

      Wow because this is great work! Congrats and keep it up. https://speedgaydate.com/



    25. gay bisexual chat rooms on December 21, 2021 at 10:09 pm

      I value the knowledge on your web site. Thanks a ton! https://bjsgaychatroom.info/



    26. atlanta gay phone chat on December 29, 2021 at 7:29 am

      say thanks to so a lot for your website it helps a lot. https://gaypridee.com/



    27. live gay web cam chat rooms on December 29, 2021 at 1:02 pm

      Your stuff is incredibly important. https://gay-buddies.com/



    28. Great website! It looks very expert! Keep up the great work! vegas casino online $100 no deposit bonus codes 2021



    29. process essay on January 12, 2022 at 2:28 am

      essay on health care crisis 5 paragraph essay out persuasive
      essay outline process essay



    30. gay boys in tampa fl dating on January 13, 2022 at 2:56 pm

      gay dating madison wi best dating apps for gay men gay dating websites dallas gay boys in tampa fl dating



    31. step by step essay example on January 13, 2022 at 9:51 pm

      fun persuasive essay topics write an essay about geology common app essay step by step essay example



    32. https://gaysugardaddydatingsites.com/ on January 13, 2022 at 11:12 pm

      gay mentally ill dating app u.s. justice department gay dating app mister gay dating app https://gaysugardaddydatingsites.com/



    33. little green men slots on January 20, 2022 at 1:02 pm

      scatter slots slots free online caesars slots free casino little green men slots



    34. free slots download for pc on January 21, 2022 at 7:56 am

      gsn casino slots deep dish western slots pop slots free slots download for pc



    35. seven fortune slots on January 22, 2022 at 4:38 am

      ashcroft slots machines free slots games online sexy girl slots seven fortune slots



    36. slots inferno on January 22, 2022 at 1:45 pm

      igt video slots free play liberty slots lincoln slots slots inferno



    37. las vegas world free slots on January 22, 2022 at 8:38 pm

      high-roller-slots free giants gold slots vegas wotld slots las vegas world free slots



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.