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Palisades Collections LLC

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 6 Comments

    1. Joseph J. on March 10, 2015 at 10:58 am

      This concerns calls from palisades collection. I reside in wisconsin. I am retired work part time at Walmart. First, I received calls from palisades blocked number then a lawyer sent letter stating I qwe from past debt I thought was paid off they stated it was from and old credit card debt and that I was sent a judgement I never received in 2003 at a P.O. box which i never had. Palisades Collection have not sent me anything on this debt for proof I owe this. I’m not sure where to start I checked court house and there was a judgement in 2003 any help would be appreciated thank You for your time Sincerely Joseph

    2. Tina M. on March 23, 2015 at 9:06 pm

      I was sued in civil court by Palisades Collections for an AT and T bill that was not mine. I contacted Palisades Collections and they refused to give me an original account number. I called AT and T and they could not find anything under my name or social security number. At first I was not worried about Palisades Collections’ lawsuit because I knew I never had an account with AT and T. Ultimately I was ordered to pay $3,000 to Palisades Collections. I should have hired a lawyer to help me fight Palisades Collections.

    3. Cody S. on April 19, 2015 at 9:27 pm

      Palisades Collections is attempting to collect a debt for a phone number that I have not had since 2003. Palisades Collections says that the total amount due is $457.00. Palisades Collections is trying to collect a debt that is twelve years old.

    4. Daryl W. on May 8, 2015 at 9:40 pm

      Palisades Collections have an affiliate debt buyer called Palisades Acquisition XVI, LLC. The two Palisades are separate entities on paper only. In reality Palisades Collections and Palisades Acquisition XVI, LLC are the same, operating from the same location and under the same ownership.

    5. [anonymous] on June 4, 2015 at 10:17 pm

      Palisades Collections LLC left a message saying that “this is not a sales call” and “we need to hear from you as soon as possible”. Caller said the company name was Palisades Collections LLC and left the number 8662308075.

    6. Jessie M. on July 26, 2015 at 10:00 pm

      I had an agreement with Palisades Collections LLC to pay monthly on a credit card that was turned over to their office. Palisades Collections LLC then sued me and levied my bank account. My bank account only contains social security funds, and Palisades Collections LLC is going to have to pay it back.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.