Outsource Receivables Management
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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
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I have been trying to get Outsource Receivables Management to delete same paid accounts that they have reported to the credit bureaus. I have explained to the lady at Outsource Receivables Management why I need to have them contact the credit bureaus to have said accounts deleted. I feel like I am getting the run around from Outsource Receivables Management. All I want is to have the Outsource Receivables Management accounts deleted and someone should be able to do this.
I received a collection letter from Outsource Receivables Management for $0.98, yes 98 cents. This is the second time Outsource Receivables Management has tried to collect from me. The first time the debt had been satisfied and this time it was for treatment I didn’t receive.
Outsource Receivables Management won’t update my credit report after a collection account was paid by my insurance. Outsource Receivables Management was collecting for Steele Memorial Hospital.