CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Online Collections

Address:

685 W Fire Tower Rd
Winterville, NC 28590-9232

Contact Them:

Phone: (252) 757-2100
Fax: (252) 757-2115

wordpress-hosting.me

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency or a collection agency’s employees to state that they are a law firm or an attorney if they are not.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 47 Comments

    1. Nicole Alley on November 16, 2015 at 3:56 pm

      This company has false information and the customer service is beyond irreparable !!! They have in NO way tried to help me figure out the issue !!! This company should not be in existence !!!



    2. link on May 7, 2021 at 10:17 pm


    3. link on May 8, 2021 at 10:21 am


    4. usa on May 9, 2021 at 11:56 am

      usa



    5. url on May 9, 2021 at 1:07 pm

      url



    6. gov on May 11, 2021 at 6:03 pm

      gov



    7. why not look here on May 13, 2021 at 5:42 pm


    8. Хрустальный on June 15, 2021 at 4:15 pm


    9. Локи 2 сезон on October 3, 2021 at 12:24 pm

      Вы можете смотреть Фильмы совершенно бесплатно Локи 2 сезон смотреть онлайн фильмы 2021 года, уже вышедшие в хорошем качестве HD 720 и 1080, бесплатно.



    10. Кріпосна 3 сезон всі серії on October 30, 2021 at 11:56 am

      Фильмы из кинотеатра легально Кріпосна 3 сезон всі серії список лучших фильмов в хорошем качестве.



    11. how to write an introduction for an essay on November 13, 2021 at 9:14 am

      say thanks to a lot for your website it aids a lot. http://multiessay.com/



    12. paradise casino online on November 15, 2021 at 8:46 am

      Great webpage you’ve going here. https://casinogamesmachines.com/



    13. sex games to download on November 18, 2021 at 1:51 pm

      Very good content you possess there. https://sexygamess.com/



    14. sex games no credit card on November 19, 2021 at 3:29 am

      With thanks! It a good webpage. https://winsexgames.com/



    15. keto diet carb limit on November 19, 2021 at 8:22 am

      Your knowledge is amazingly significant. https://ketogendiet.net/



    16. anime tentacl sex with girl games on November 19, 2021 at 11:09 am

      say thanks to so a lot for your internet site
      it helps a lot. https://sex4games.com/



    17. easy keto recipes for beginners on November 19, 2021 at 11:00 pm

      Many thanks very helpful. Will share website with my pals. https://ketogenicdiets.net/



    18. getting off keto diet on November 20, 2021 at 4:15 pm

      Thanks very beneficial. Will share site with my friends. https://ketogenicdietinfo.com/



    19. best keto meal delivery on November 21, 2021 at 12:32 am

      I adore this website – its so usefull and helpfull. https://ketogendiets.com/



    20. pay essay writing on December 8, 2021 at 10:15 pm

      Wow because this is excellent work! Congrats and keep it up. https://topessayswriter.com/



    21. websites to write essays on December 11, 2021 at 6:00 pm

      Wow because this is excellent work! Congrats and keep it up. https://anenglishessay.com/



    22. vypr vpn on December 12, 2021 at 4:13 am

      Maintain the good work and generating the group! https://windowsvpns.com/



    23. how to build critical thinking skills on December 13, 2021 at 9:50 am

      You have among the finest web sites. https://criticalthinkinginstitute.com/



    24. atlas shrugged essay contest on December 13, 2021 at 4:10 pm

      Many thanks very useful. Will share site with my good friends. https://yoursuperessay.com/



    25. buy vpn cheap on December 14, 2021 at 12:54 am

      say thanks to a lot for your web site it assists a lot. https://addonsvpn.com/



    26. vpn unlimited review on December 14, 2021 at 4:26 am

      Surprisingly user pleasant website. Enormous info offered
      on couple of gos to. https://vpnshroud.com/



    27. proton free vpn on December 14, 2021 at 4:31 am

      Great internet website! It looks extremely good!
      Maintain the excellent work! https://vpnsrank.com/



    28. what does vpn stand for on December 16, 2021 at 9:14 pm

      Passion the site– really user pleasant and great deals to see! https://choosevpn.net/



    29. critical thinking questions and answers on December 17, 2021 at 12:01 am

      Sustain the spectacular job !! Lovin’ it! https://criticalthinkingbasics.com/



    30. english essay writing on December 17, 2021 at 3:27 am

      Whoa, this is a invaluable websites. https://howtowriteessaytips.com/



    31. best vpn to use on December 17, 2021 at 11:01 am

      I enjoy the details on your website. Many thanks! https://vpn4home.com/



    32. free vpn for roobet on December 17, 2021 at 5:21 pm

      I value the content on your web sites. Much
      thanks. https://tjvpn.net/



    33. best vpn for torrents on December 17, 2021 at 10:42 pm

      You’re an extremely beneficial site; could not make it without ya! https://topvpndeals.net/



    34. how does a vpn work on December 21, 2021 at 8:25 pm

      Sustain the good work and delivering in the group! https://thebestvpnpro.com/



    35. completely free gay dating sites on December 21, 2021 at 10:32 pm

      Astonishingly user pleasant website. Great information offered on few clicks. https://speedgaydate.com/



    36. utah gay bi chat on December 21, 2021 at 10:35 pm

      You’ve gotten the best online websites. https://bjsgaychatroom.info/



    37. afree chat gay on December 29, 2021 at 7:54 am

      Incredible….such a good web-site. https://gaypridee.com/



    38. gay advise chat on December 29, 2021 at 1:29 pm

      Wow, gorgeous site. Thnx … https://gay-buddies.com/



    39. online casino game real money on January 9, 2022 at 10:32 pm

      How are you, cool web-site you’ve gotten there. online casino game real money



    40. gaytgpost.com on January 11, 2022 at 7:29 pm

      gay dating army scam woman ‘why can’t i stop dating gay men?’ 2018 gay dating sites black dating
      white gaytgpost.com



    41. essay format on January 12, 2022 at 5:27 pm

      scholarship essay examples how to write an essay apush dbq essay essay format



    42. arguementative essay on January 13, 2022 at 3:49 pm

      proposal essay outline autobiography essay examples apa essay example arguementative essay



    43. hiv gay black men dating sites on January 13, 2022 at 9:56 pm

      adam for adam gay dating sitehiv gay black men dating sitesgay bisexual senior dating boomerang gay dating gay dating apps military man imposter



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.