CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Northwest Financial Services

Address:

3620 Frederick Ave
Saint Joseph, MO 64506-3016

Contact Them:

Phone: (816) 364-4858
Fax: (816) 233-2879

premium wordpress themes

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to call you collect.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 26 Comments

    1. Marcia C. on October 26, 2015 at 10:06 pm

      8163644858 is Northwest Financial Services. Northwest Financial Services is trying to collect on medical bills.



    2. bob on October 22, 2019 at 2:16 pm

      i just check my credit report and i am seeing 12 individual amounts for a company that I called and we owe nothing to the company they are collecting for. What a crooked company, they need to be closed down for fraud. Contacting a lawyer, Today.



    3. how to start a paragraph in an essay on November 13, 2021 at 9:27 am

      Maintain the good work and generating the group! http://multiessay.com/



    4. riversweeps online casino login page on November 15, 2021 at 9:20 am

      Thanks really beneficial. Will certainly share website with my friends. https://casinogamesmachines.com/



    5. anime lesbian sex games on November 18, 2021 at 2:13 pm

      Truly….this is a good web page. https://sexygamess.com/



    6. keto chocolate mug cake on November 19, 2021 at 8:53 am

      Wow because this is excellent job! Congrats and keep it up. https://ketogendiet.net/



    7. sex dice games for couples on November 19, 2021 at 11:37 am

      Just simply wanted to tell you Now i’m thankful I came on the webpage! https://sex4games.com/



    8. keto tuna salad on November 19, 2021 at 11:27 pm

      Good day, nice web-site you have got going here. https://ketogenicdiets.net/



    9. keto diet explained on November 20, 2021 at 4:56 pm

      Thanks very valuable. Will share website with my buddies. https://ketogenicdietinfo.com/



    10. free keto diet recipes on November 21, 2021 at 12:55 am

      Thanks a lot for sharing your terrific site. https://ketogendiets.com/



    11. writing a response essay on December 11, 2021 at 6:23 pm

      You have the best web-sites. https://anenglishessay.com/



    12. avg secure vpn on December 12, 2021 at 4:33 am

      Just simply desired to stress I am just thrilled that i happened on your
      web site! https://windowsvpns.com/



    13. the role of perception in critical thinking on December 13, 2021 at 10:21 am

      Seriously….such a handy web page. https://criticalthinkinginstitute.com/



    14. cisco vpn on December 14, 2021 at 4:52 am

      I delight in the content on your web site. Thanks a lot! https://vpnshroud.com/



    15. australian essay writing service on December 16, 2021 at 4:11 pm

      Terrific Web page, Stick to the fantastic work.

      Appreciate it! https://topessayswriter.com/



    16. critical thinking exercises for kids on December 17, 2021 at 12:37 am

      Many thanks extremely valuable. Will certainly share site with my friends. https://criticalthinkingbasics.com/



    17. download vpn for pc on December 17, 2021 at 5:34 pm

      Good web page you’ve got here. https://tjvpn.net/



    18. best free vpn for firefox on December 18, 2021 at 2:43 am

      Basically had to point out I’m just thrilled I came onto your website page! https://vpn4torrents.com/



    19. chat with gay stranger on December 21, 2021 at 10:52 pm

      Great website! It looks extremely good! Maintain the helpful job! https://bjsgaychatroom.info/



    20. apps for dating guys gay on December 21, 2021 at 11:01 pm

      I appreciate looking at your web site. Cheers! https://speedgaydate.com/



    21. gay phone chat lines caribbean on December 29, 2021 at 8:05 am

      Passion the site– very individual friendly and great deals to see! https://gaypridee.com/



    22. bovada casino online on January 9, 2022 at 11:14 pm

      How are you, neat online site you possess here. bovada casino online



    23. dating dominant gay men on January 11, 2022 at 4:59 pm

      gay boys free dating websitesdating dominant gay mengay male dating sites gay christian dating indiana free gay dating east tennessee



    24. macrosonic dating sim gay on January 12, 2022 at 8:26 am

      free gay dating websites gay dating hookup gay true dating site macrosonic dating sim gay



    25. essay template on January 12, 2022 at 9:36 pm

      cats and dogs essay essay with no header career goals essay example essay template



    26. https://essayscratch.com on January 14, 2022 at 2:54 am

      personal narrative essay is graffiti art free essay sample essay rubric https://essayscratch.com



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.