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New Jersey Automotive Accounts Management Co Inc

June 11, 2014 | Brent Vullings |

Address:

186 Mantoloking Rd Ste 1
Brick, NJ 08723-5888

Contact Them:

(732) 262-3667

map-embed.com

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

    • 31 Comments

    1. Omar J. on March 22, 2015 at 2:23 pm

      I have a past due debt with New Jersey Automotive Accounts Management. New Jersey Automotive Accounts Management has been calling me at work and at home at least a half dozen times a day. Once I received a call from New Jersey Automotive Accounts Management and an agent flat out told me that New Jersey Automotive Accounts Management was planning on suing me for the balance due. Okay, fine. But, then the agent went on to tell me that if I did not pay the entire $2000.00 balance due by Monday, they were going to go ahead with the lawsuit.



    2. Ed F. on May 6, 2015 at 9:53 pm

      New Jersey Automotive Accounts Management are not allowed by Federal law to threaten consumers. Before New Jersey Automotive Accounts Management continues making any more of these collection calls, I suggest they consult with an attorney. New Jersey Automotive Accounts Management could be sued for their illegal scare tactics.



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