When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Nemo’s Investigations and Collections


14631 N Cave Creek Rd Ste 201
Phoenix, AZ 85022-4162

Contact Them:

Phone: (602) 996-6050
Fax: (602) 996-6177

Nemo’s Investigations and Collections is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Bonnie Beck on August 2, 2017 at 2:56 pm

      They are horrible, called me at work. Threatened me, called me dishonest and threatened to “tell my employer”

    2. sarah archibald on May 22, 2019 at 1:17 pm

      Your lucky to have even received a call about your debt to nextcare. Most of these go into a queue that is not worked. When 60 days are up all the accounts get reported to the credit bureau. Sure, a letter is sent to the address that comes with the account, but most addresses are mail return. Any account less than $100 never gets a phone call. That means the debtor learns they owe the money when they get the hit on their credit. Good luck getting Nemo’s to remove it from your credit. Crazy thing is, most of the time the phone number on the account is good, but no calls are ever made on the account.

    Share Your Experience

    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.