CONSUMER RESOURCES

When debt collectors cross the line, our attorneys can help.

Get a Free Case Review

Navy Federal Credit Union

Address:

820 Follin Lane
Vienna, VA 22180

Contact Them:

888-842-6328

http://premium-wordpress-themes.org

Fast Fact: Pursuant to the Fair Credit Reporting Act, it is unlawful for a credit bureau to willfully and negligently fail to delete inaccurate information from your credit report if they are unable to verify the accuracy of the information and/or are provided with proof of its inaccuracy.

You should dispute a debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent.

If your alleged Navy Federal Credit Union account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. You should send such a letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation or proof of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt.

    The Fair Credit Reporting Act (“FCRA”) regulates the credit bureaus’ responsibilities as to your credit report. There are many things credit bureaus are required to do as it pertains to their credit reporting. Credit Bureaus must:

  • report accurately;
  • conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting;
  • clearly mark any trade line disputed by you as disputed by the consumer.

    Your best option is to consult with a consumer protection attorney if you believe your rights are being violated.

  • 9 Comments

    1. mơ thấy cầu vồng on December 22, 2020 at 7:37 pm

      … [Trackback]

      […] Read More on that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    2. car history on January 15, 2021 at 2:42 pm

      … [Trackback]

      […] There you can find 37929 more Info to that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    3. Canon EF 16-35mm f/2.8L II USM manuals on January 20, 2021 at 6:47 pm

      … [Trackback]

      […] Info to that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    4. https://drywallrepairgreenvillenc.com on February 4, 2021 at 7:23 pm

      … [Trackback]

      […] Info on that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    5. DevOps azure on February 5, 2021 at 3:43 pm

      … [Trackback]

      […] Here you can find 86125 additional Information on that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    6. Gloucester City solar panel Installation on March 13, 2021 at 7:42 am

      … [Trackback]

      […] Find More here to that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    7. roofer Escondido CA on March 13, 2021 at 11:41 am

      … [Trackback]

      […] Find More on that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    8. OPTICS-READY HANDGUNS on March 14, 2021 at 2:28 pm

      … [Trackback]

      […] Read More on to that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    9. photo necklace on April 10, 2021 at 11:33 pm

      … [Trackback]

      […] Here you can find 22099 more Information to that Topic: fairdebtlawyers.com/resource/navy-federal-credit-union/ […]



    Share Your Experience





    For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.

    I agree to these terms.

    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.