National Service Bureau Inc
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Fact: Pursuant to the Fair Debt Collection Practices Act, a collection agency must send a 30-day validation notice within five days of your initial communication.
Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
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National Service Bureau Inc reporting on my credit report. National Service Bureau Inc is looking for a bill owed to an OBGYN. I informed National Service Bureau Inc that I am a man, which should be obvious by my name.
I’m being harassed in regards to a car accident debt. I spoke multiple times with an agent and was told I was approved for a payment plan and that I would be able to ask around family and friends etc to help pay it on time. I missed a phone call from the agent after and they called my employer told them about my situation so my employer contacted me about the call and said my job was on the line. I called the national service bureau agent I had been speaking with about it and also spoke with his supervisor. neither would give me any information and when I got frustrated and asked what information was allowed to be given out without my consent I was interrupted and told they didn’t know the information I was asking for and eventually told That I had to pay the full amount that day even though I was approved for a payment plan and had time to find help with it and when I said I didn’t have it I was told if I didn’t then they would proceed with their end. this can’t be legal. it’s harassment and they are taking my rights away and jeopardizing my job and divulging personal information without my consent. I’ve gotten nothing in writing only a bunch of phone calls and basic threats to my license and job.
Company illegally contacted me tonight via my landline and cell phone. Stated that they had been “retained”- implying strongly that they are a law firm. Original creditor notified via certified letter that they are not to contact me via telephone. It is illegal for the company OR any of their agents to contact me by phone-especially if I have retained an attorney on the matter. I want these SOBs to start paying ME $1500 for each violation.