National Recovery Solutions LLC
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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.
You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.
The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:
If any of these things occur, your best option is to consult with a consumer protection attorney.
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National Recovery Solutions has contacted several family members stating they are trying to locate me for an alleged debt. National Recovery Solutions has already spoken with me, so I am not sure why they are calling my family. National Recovery Solutions has not validated this debt as I asked.
National Recovery Solutions began contacting me regarding a bank account that was closed in September 2012. My father, with the same name, also banked at the same place and both accounts were closed around this time because he passed away and there were issues with funds going into the wrong account. Because I’m not sure whether or not the debt National Recovery Solutions is trying to collect actually belongs to me, I told them I’ll be happy to pay it if they simply provide written verification of the debt. The woman I spoke with at National Recovery Solutions assured me that such verification would be mailed, though she claimed that providing it would nullify their settlement offer. After a month with no calls and no verification National Recovery Solutions called again. This time I spoke with a male who insisted that National Recovery Solutions had sent me verification of the debt. That was a lie. I have never received anything in writing from National Recovery Solutions.
National Recovery Solutions LLC call me at work. I told National Recovery Solutions LLC I cannot accept calls at work. I even gave National Recovery Solutions LLC my home phone number. The calls at work from National Recovery Solutions LLC continue.