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National Recoveries Inc


4021 Morsay Dr
Rockford, IL 61107-4871

277 Coon Rapids Blvd NW Ste 405
Coon Rapids, MN 55433-5865

14735 Highway 65
Ham Lake, MN 55304

Contact Them:

Phone: (763) 235-9606
Phone: (763) 754-1931
Phone: (877)221-9729
Fax: (763) 754-0468
Fax: (763) 780-6255

National Recoveries Inc is a company that works with various businesses to provide collection services and recover debt. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 1 Comment

    1. Sara B. on August 30, 2015 at 7:45 pm

      National Recoveries Inc is collecting on my student loans. National Recoveries Inc accepts low monthly payments but will not cooperate with the promised student loan rehabilitation program.

    2. Hillary Maynard (Heisroth) on May 8, 2019 at 2:24 pm

      National Recoveries Inc is taking over my daughters student loans that were in default. They have garnished her wages from her employer 15% and are making her pay $800 a month on top of that. Is this fair debt recovery. She is distraught and devastated is there anything we can do about this? All of the information was sent to an address she has NEVER lived at, it was her fathers and they only somewhat communicate.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.