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National Bond and Collection Associates Inc

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Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 4 Comments

    1. Danielle Lamb on March 16, 2015 at 7:47 pm

      I got a missed call from (570) 283-5409. Turns out it was National Bond & Collection Associates Inc. They were looking for my husband. I told National Bond & Collection Associates Inc that they must have the wrong number. The man from National Bond & Collection Associates Inc on the other end of the phone said “No I don’t.”

    2. Joanne C. on April 30, 2015 at 9:53 pm

      National Bond & Collection Associates contacted me saying they were a debt collector for my hospital, so I called my hospital. My hospital said they never heard of National Bond & Collection Associates and that they use a different debt collector. I filed bankruptcy on this debt that National Bond & Collection Associates is trying to collect and it’s been over a year since it has been discharged.

    3. Kurt G. on July 23, 2015 at 10:34 pm

      National Bond and Collection Associates Inc was paid in full on a debt. National Bond and Collection Associates Inc must have sold this debt to another agency after we paid it. National Bond and Collection Associates Inc is on my credit report still as well.

    4. Jasmine on April 27, 2017 at 2:15 pm

      They contacted out office today looking for an employee who works out in the field. I explained he wasn’t in office could I take a message. He then started drilling me for the employees personal info. I explained that I am not allowed to give out the information and he became very rude. He started raising his voice and telling me that the employee left this number as a contact number. I explained again that the employee was not in office but out in field. He asked when employee would be in office and I yelled at him “what part of he does not come in office he is in the field he didn’t understand.” I then began drilling him with questions and he did not like it and hung up on me. I then called the number back and told him to remove our office number from their list because he was harassing me and he said no he wasn’t and whatever and hung up on me again.

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    Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here.  Vullings Law neither supports nor provides any opinion as to the statements made herein.