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Mountain Land Collections

Address:

483 W 50 N
American Fork, UT 84003-2265

Contact Them:

Phone: (801) 492-1596
Fax: (801) 492-1598

map-embed.com

Fact: Pursuant to the Fair Debt Collection Practices Act, it is unlawful for a collection agency to use false, deceptive, or misleading means in connection with debt collection.

Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned. Even though you may owe a debt, you still have rights.

You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent. You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it. In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt. They can resume their collection efforts again once they produce proof of your debt.

The Fair Debt Collection Practices Act (“FDCPA”) regulates what debt collection agencies may and may not do. There are many things collection agencies cannot do or say when contacting you. Collection agencies may not:

  • use abusive or obscene language;
  • call before 8am or after 9pm;
  • call you repeatedly;
  • call you at work, if they know that your employer does not permit personal calls;
  • contact any third party and state that you owe a debt;
  • threaten to have you arrested or imprisoned.

    If any of these things occur, your best option is to consult with a consumer protection attorney.

  • 50 Comments

    1. Tara Carpenter on March 23, 2015 at 11:39 pm

      Mountain Land Collection claims they called, but never left a message. If they call my cell during the day I do not answer because I am a school teacher. They never left a message so I obviously never returned the call. Then in November we received a court document. I called them when I received this. I worked out a payment plan with Mountain Land. I have currently paid 600 which is already more than the original debt and I still owe them approximately 287. My husband is currently unemployed and I am told if I miss one payment they will take me to court and my fees will increase more. This seems wrong I have paid my original debt amount.



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